299 Laurelcrest Ln, Dallas, GA 30132
4 beds · 2 baths · 2,224 sqft
Welcome to 299 Laurelcrest Lane, a beautifully upgraded home that offers both style and functionality. This property boasts every option from the builder's upgrade list, plus a host of additional enhancements designed to elevate your living experience. Notable upgrades include: * Upgraded light fixtures in all bathrooms and common areas * Tile kitchen backsplash * Upgraded refrigerator and dishwasher * Entertainer's dream back porch spanning 26 feet by 12 feet, complete with bistro lights * Fenced-in backyard for privacy and security * Designer-inspired front porch wrap * Extended driveway for additional parking * Professionally maintained and treated landscaping The home is situated next to an easement area, providing added privacy and a peaceful outdoor space perfect for enjoying the yard and spacious back porch. The unfinished basement offers incredible potential, featuring its own entrance and multiple windows that fill the space with natural light. On the first floor, you'll find a spacious dining room with an upgraded chandelier, an open-concept floor plan, and a well-appointed kitchen featuring a large island, 42" cabinets, a massive pantry, and a convenient mudroom with a hall tree for optimal organization. The kitchen seamlessly opens to the expansive back porch, enhancing the home's entertainment options. Upstairs, the expansive primary suite offers LVP flooring, abundant natural light, a tray ceiling, and space for a cozy sitting area. The primary bathroom includes a large double vanity with two sinks, a linen closet, and a separate toilet room. The suite concludes with an oversized walk-in closet providing ample storage. The second floor also includes three additional bedrooms, each with walk-in closets, and a full bathroom featuring a double vanity, double sinks, and a shower/tub combo with an added can light for improved lighting. The large laundry room and an additional linen closet complete the upstairs layout. This thoughtfully upgraded home offers a perfect blend of comfort, convenience, and style. Schedule your tour today!
Source: GAMLS #10474883
Financials
Source: GAMLS #10474883
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.