2988 Stillwater Dr, Kissimmee, FL 34743
4 beds · 3 baths · 2,292 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. <div style="padding:56.25% 0 0 0;position:relative;"><iframe src="https://my.matterport.com/show/?m=b4hBpKVYda8&mls=1" frameborder="0" allow="autoplay; fullscreen" allowfullscreen style="position:absolute;top:0;left:0;width:100%;height:100%;"></iframe></div> <br></br> POOL HOME in the desirable Bridgewater neighborhood, offering a beautifully maintained 2-story residence. This spacious home features 4 bedrooms and 2.5 bathrooms, with a natural light-filled layout that’s ideal for both everyday living and entertaining. The inviting living room flows seamlessly into an eat-in kitchen with stainless steel appliances and sliding glass doors that lead to your own oasis—a screened-in pool and outdoor patio with plenty of room to relax, play in the grass, and store your outdoor gear in the convenient shed. Recent updates include new carpeting, a brand-new roof installed in 2023, and elegant stairway lighting. Additional highlights such as a whole-house water softener system and updated exterior lighting add convenience and peace of mind. Upstairs, the expansive primary suite includes cherry wood flooring, a tray ceiling, a walk-in closet, and a private ensuite bath—providing a relaxing retreat at the end of the day. All bedrooms are generously sized with ceiling fans throughout, and the upgraded stairway lighting enhances the home's modern appeal. Located near major shopping, dining, Orlando International Airport, and world-famous theme parks—all just minutes from vibrant Lake Nona.
Source: STELLAR #O6270447
Source: STELLAR #O6270447
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
