2984 Superior Dr, Dacula, GA 30019
4 beds · 3 baths · 3,428 sqft
Charming Brick Home on an Expansive Corner Lot in Dacula! Welcome home to this peaceful, tight-knit Dacula neighborhood exactly what you've been searching for! Sitting proudly on a Spacious Corner lot, this gorgeous Brick Home offers Double the Yard Space of its neighbors, with a massive Flat Front Lawn perfect for play. Step inside to a warm and inviting Fireside Living Room. Meals are easily whipped up in the Kitchen featuring Floor-to-Ceiling Wooden Cabinetry, Stainless Steel Appliances, and a Light-Filled Dining Room with a Large Bay Window. There's also a Breakfast Nook for casual meals and extra storage, making this space perfect for day-to-day living as well as entertaining guests. The Primary Suite is conveniently located on the Main Level, offering plenty of space and an Ensuite Bathroom with a Dual Vanity, Soaking Tub, and Separate Shower. A Half Bath and Laundry Room complete the main floor for added convenience. Upstairs, you'll find Two Oversized Bedrooms connected by a Jack-and-Jill Bathroom. Need extra space? The Finished Attic provides tons of Storage and can easily serve as a Playroom, Home Office, or additional Closet Space. The Fully Finished Basement is a dream! With a Massive Recreation Room, an additional Bedroom, and Two Extra Flex Spaces, you can create the ultimate Media Room, Home Gym, Office, or Guest Suite whatever fits your lifestyle. Two New HVAC Units, New Carpet and Tile, New Paint, New Hardware, and New Lighting complete the stunning interior. Step Outside to your Large Deck, perfect for grilling and entertaining that overlooks the gorgeous Backyard that's primed for pets or play. A Mature Landscape with Beautiful Hardwoods provides ample shade in the warmer Summer months, while New Sod and an 8 Zone Irrigation System ensures everything is easily maintained. The Two-Car Garage provides ample space for parking and storage year-round. A nice bonus is a Private Drive and Entrance to the Basement! Enjoy feeling right at home within this neighborly, welcoming community of Dacula. With Highway 316 just three minutes away, commuting to Athens or Atlanta is a breeze. Plus, Downtown Lawrenceville is only 15 minutes away, offering incredible Dining, Shopping, and Entertainment. This home is move-in ready and waiting for you to make it your own.
Source: FMLS #7534417
Financials
Source: FMLS #7534417
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.