2983 Rivergreen Ln SE # 24, Atlanta, GA 30339
3 beds · 3 baths · 3,670 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Luxury Living in Riverwalk at Wildwood - A Premier Cobb County Townhome Discover an exceptional blend of elegance and convenience in this stunning three-level townhome located in the highly sought-after gated community of Riverwalk at Wildwood. Spanning over 3,000 sq. ft., this meticulously designed 3-bedroom, 3.5-bath residence offers an unparalleled living experience just minutes from Truist Park and the vibrant Battery Atlanta. Step inside to find gorgeous hardwood floors that flow seamlessly throughout the open-concept main level. The chef's kitchen is a masterpiece, featuring granite countertops, a center island, a NEW cooktop stove, and high-end stainless steel appliances, including a warming drawer. Entertaining is effortless as the dining room transitions beautifully into the fireside family room, which extends to a covered deck-perfect for year-round gatherings. Upstairs, retreat to the luxurious primary suite, complete with a spa-inspired ensuite bath, private deck, and ample closet space. A spacious secondary bedroom and bath complete the upper level. The terrace level offers a private bedroom and bath with access to a fenced patio, ideal for guests or a home office. Enjoy the tranquility of walking trails along the Chattahoochee River while being just over a mile from Truist Park, The Roxy for live entertainment, and Cobb's finest shopping and dining. With NEW HVAC and NEW second and third-level decks, this home is move-in ready. Plus, easy access to major highways ensures a quick commute to Buckhead, Downtown, and Perimeter. Experience luxury, location, and lifestyle-schedule your private tour today!
Source: GAMLS #10448337
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10448337
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.