2982 Huntshire Pl, Atlanta, GA 30340
4 beds · 3 baths · 3,921 sqft
Are you looking for a home that has it all? This one is for you! NEW ROOF? YES! NEWER HVAC and WATER HEATER? YES, YES and More YES!! This house has everything that you need and more! From the moment you pull onto the street, you feel right at home. The small neighborhood is quiet and has easy access to shopping, restaurants, highways, and schools! The main level of the home has 3 different living areas. In the morning, you can wake up and have coffee in the sunroom which has panoramic views of the woods. In the afternoon, you can wind down and catch up with your family about their day in your family room. And in the evening you can curl up and watch tv in your oversized living room with a fireplace and wooden beams. You also have a finished basement with more living space if you want to escape to the terrace level! The possibilities are endless. Get ready to make dinners in this fabulous eat in kitchen with stainless appliances, granite counters and glass backsplash. Prefer to grill out? Step out onto the deck and grill your favorite meal while overlooking your private fenced-in backyard. There is also a dining room off of the kitchen for those oh so special nights! Upstairs you have 3 spacious bedrooms with a hall bath perfect for sharing. The large primary bedroom has hardwood floors and dual closets and the primary bathroom has granite countertops. Not only is the basement perfect for entertaining with a party space and built-in bar, but there is a ton of storage for all of those decorations, keepsakes, suitcases and more! You also have a 2 car garage that has plenty of space for cars and tools! Oh and did I mention that all the main systems are NEW? Water Heater was replaced in 2022, HVAC was replaced in 2023 and the Roof is Brand NEW! The only thing this house is missing is YOU!
Source: FMLS #7438331
Source: FMLS #7438331
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7438331
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.