2981 Viscount Cir, Kissimmee, FL 34747
4 beds · 3 baths · 2,225 sqft
Welcome to your dream home, a tropical waterfront oasis nestled just six miles from the magic of Disney World. This stunning four bedroom, three bath house is a paradise for those craving the quintessential Florida lifestyle. As you step inside, you're immediately captivated by breathtaking water views setting the stage for a home that's as scenic as it is welcoming. Custom sliding barn doors beckon you to a private dining space—perfect for savoring meals with loved ones—while the expansive living room with pool access promises relaxation and entertainment against a backdrop of stunning vistas. Vaulted ceilings soar above tile floors in the main areas, adorned with neutral colors to complement any decor. The kitchen features a stainless steel refrigerator, ample pantry storage, elegant wood cabinetry, decorative backsplash, and custom swinging doors leading into the dining room. Escape to the luxurious primary suite, where mornings begin with enchanting water views and tranquil dips in the pool. It's an en suite sanctuary complete with a walk in closet, dual sinks, generous counter space, a glass door shower, and a soothing bathtub. Upstairs, three sunlit guest bedrooms await—one boasting a walk in closet, alongside a full bath with a tub/shower combo and vanity with ample counter space. Outside, your personal retreat offers palm tree framed views with gentle ripples across the water—a lavish backdrop to the sparkling swimming pool, encapsulating the ultimate Florida paradise. Located mere minutes from Disney World, prime shopping, dining, golf courses, and Island H2O Water Park, this home invites you to live like you’re on vacation every day! Ready to make every day magical? Immerse yourself in the 3D tour and schedule your showing to experience this captivating property firsthand. Your fairytale lifestyle awaits!
Source: STELLAR #o6268725
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6268725
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6268725
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.