29744 Carmel Rd, Menifee, CA 92586
2 beds · 1 baths · 1,078 sqft
Welcome to this beautifully remodeled ranch-style home in the 55+ community of Sun City! Nearly everything in this home has been upgraded, offering a bright, open floor plan that’s both spacious and inviting. Step into the large living room, flooded with natural light from an oversized front window overlooking the expansive front yard. Adjacent to the living room, you’ll find a cozy dining area and a versatile bonus room —perfect as a family room, home office, or formal dining space. The fully remodeled kitchen is a showstopper, featuring brand-new cabinets, quartz countertops, stylish tile backsplash, stainless steel double sinks, and modern appliances. The bathroom has been beautifully updated with brand-new shower wall tiles, a round mirror, new cabinetry, quartz countertops, a sleek sink, a new toilet, and waterproof luxury vinyl flooring. Fresh, neutral paint throughout the home complements any style of furniture and décor. Enjoy easy maintenance with waterproof luxury vinyl flooring throughout the entire home. Both bedrooms are generously sized with large windows and oversized ceiling fans equipped with remote controls. Additional updates include a brand-new water heater and a fully remodeled laundry room with wall insulation, luxury vinyl flooring, and baseboards. Plumbing is completely new including main sewer line. Relax in the cozy, enclosed patio, complete with tile flooring and sidewall screens to keep the bugs out while you enjoy the outdoors. In the backyard, enjoy the shaded sitting area, and ample storage in your 8x16 Upgraded Tuff Shed. The front and back yards are spacious, clean, and low-maintenance, perfect for enjoying the beautiful California weather. Located in the desirable 55+ Sun City Civic Association Community, as part of the HOA you get access to fantastic amenities including an indoor tournament shuffleboard court, tournament horseshoe pits, a fitness center, two pools, spa, tournament lawn bowling and a variety of clubs and social activities, all of which enrich Sun City's active 55+ adult lifestyle. Sun City is dedicated to making your retirement the best that it can be! Conveniently located near shopping, dining, and grocery stores, with wineries, casinos, Temecula, Palm Springs, and San Diego just a short drive away!
Source: CRMLS #IV25029484
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #IV25029484
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.