297 Fairview Ct, Jasper, GA 30143
5 beds · 5 baths · 6,150 sqft
Welcome to The Luxe Bear Retreat—a breathtaking 6,150 sq. ft. luxury mountain estate nestled in the exclusive Bent Tree community of Jasper, GA. Exuding sophisticated elegance with a touch of rustic charm, this meticulously renovated and reimagined retreat is a sanctuary for those who crave the serenity of the mountains without compromising on modern indulgence. Perfectly positioned for discerning buyers from Buckhead and Atlanta, this exceptional residence offers an unparalleled blend of refined luxury, top-tier amenities, and an enviable investment opportunity, making it one of North Georgia’s most coveted properties. A Masterpiece of Design & Craftsmanship This sprawling 5-bedroom, 4.5-bath estate has been completely transformed with the finest finishes and top-of-the-line upgrades. Designed for entertaining and relaxation, the open-concept floor plan seamlessly connects indoor and outdoor living spaces, all while showcasing breathtaking mountain vistas. Two Lavish Master Suites – Both the main and lower levels boast sumptuous master retreats with private screened decks, spa-like en-suite baths, and frameless glass showers, perfect for unwinding in style. Exquisite Finishes Throughout – From custom cabinetry and quartz stone countertops to designer tilework, every detail has been curated for the utmost sophistication. New Architectural Roof (Lifetime Warranty) & Premium Hardy Plank + Shake Siding – Aesthetic beauty meets lasting durability. High-End Upgrades – New windows, seamless 6-inch gutters, and updated plumbing and electrical systems ensure a home that is as efficient as it is elegant. Unrivaled Outdoor Living & Entertainment Step onto the expansive dual-level Trex decks, where sweeping mountain views create the ultimate backdrop for relaxation and entertainment. Lower Level Oasis – Featuring a soothing hot tub, a cozy fire pit, and a custom cornhole court, this space is designed for unforgettable gatherings. Upper-Level Retreat – Ample seating, outdoor dining areas, and a seamless flow to the chef’s kitchen make hosting effortless. New Stone Fireplaces with Modern Inserts – Perfect for curling up with a glass of wine on cool mountain evenings. Ultimate Comfort & Modern Convenience Luxury Vinyl Plank Flooring – Elegant, high-durability flooring throughout. Brand-New HVAC Systems – Ensuring year-round comfort. Whole-House Generator – Peace of mind with backup power at your fingertips. LED Lighting – Smart, energy-efficient illumination in every space. Fully Furnished & Turnkey – Thoughtfully designed interiors, allowing for an effortless move-in experience. A Lucrative Investment Opportunity Beyond being a private retreat, The Luxe Bear Retreat is a highly sought-after luxury vacation rental with an average nightly rate of $1,000 and a 65% occupancy rate. Accommodating up to 20 guests, this income-generating gem offers an outstanding return on investment, making it a rare find in the luxury rental market. Exclusive Bent Tree Community Amenities 104-Acre Pristine Lake – Perfect for fishing, boating, and swimming. Championship Golf Course – A premier destination for golf enthusiasts. Clubhouse with Restaurant & Bar – An elegant gathering space for dining and socializing. Pickleball & Tennis Courts – Stay active with state-of-the-art facilities. Equestrian Center – On-site stables and riding trails for horse lovers. Hiking Trails & Scenic Views – Explore the beauty of North Georgia. Prime Location Only 2 miles from a local winery, offering intimate tastings and events, this estate is a seamless escape from city life while remaining within easy reach of Buckhead and Atlanta. Experience the Pinnacle of Mountain Luxury The Luxe Bear Retreat is more than a home—it’s a lifestyle statement. Schedule your private tour today to experience this one-of-a-kind luxury mountain sanctuary. An adjoining 1-acre lot is also available for purchase.
Source: FMLS #7528893
Financials
Source: Public records
Source: FMLS #7528893
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.