2963 Aviamar Cir, Naples, FL 34114
4 beds · 3 baths · 2,247 sqft
Welcome to 2963 Aviamar Circle, an exquisite residence nestled in the prestigious Millbrook neighborhood of Fiddler’s Creek, Naples. This elegant "Maria" plan home boasts 4 spacious bedrooms and 3 luxurious bathrooms across 2,247 square feet of sophisticated living space. Every corner is adorned with high-end finishes, from designer lighting and fans to tray ceilings and crown moldings, ensuring a touch of luxury throughout. Step inside to an open, sunlit layout that seamlessly blends indoor comfort with outdoor beauty. The gourmet kitchen is a culinary dream, equipped with stainless steel appliances, a gas cooktop, a wall oven, and a generous walk-in pantry. The master suite serves as a private sanctuary, featuring an en suite bathroom with dual vanities, a frameless shower, and a soaking tub for the ultimate relaxation experience. The home’s impact-resistant sliders reveal a stunning lanai, complete with a private pool and spa, as well as a built-in outdoor kitchen perfect for entertaining. Here, you can savor the expansive southern long lake views that provide a picturesque backdrop to your daily life. Additional features include a whole-home generator powered by natural gas, impact windows, a security system, and elegant landscape lighting. The CDD bond is fully paid, adding further value and peace of mind. Residing in Fiddler’s Creek means enjoying a lifestyle akin to a permanent vacation, with a wealth of amenities at your doorstep. Whether it's the refreshing pool, state-of-the-art gym, or the tennis courts, the options for leisure are endless. Embrace the vibrant community life with access to the marina, golf course, and spa, creating an unparalleled living experience. This home offers not just a place to live, but an invitation to experience luxury and tranquility in one of Florida's most sought-after locations.
Source: NABOR #224049280
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NABOR #224049280
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.