296 Wolf Ln, La Vernia, TX 78121
3 beds · 2 baths · sqft sqft
Discover your own peaceful retreat with this charming 3-bedroom, 2-bath home situated on 2.52 secluded acres in La Vernia. Offering the perfect blend of tranquility and convenience, this property provides a private sanctuary surrounded by nature, while still being just minutes away from essential amenities. The spacious living room serves as the heart of the home. The kitchen is designed for functionality, featuring a walk-in pantry that offers ample storage space for all your culinary needs. Ceiling fans throughout the home add comfort and help keep the atmosphere cool and pleasant. This property is equipped with a Mobile Phone Signal Booster System, ensuring reliable connectivity even in this secluded setting. Step outside to enjoy the expansive backyard deck, perfect for outdoor entertaining or simply unwinding while taking in the serene surroundings. A greenhouse on the property provides a space for gardening enthusiasts to cultivate plants year-round. The natural beauty of the land is truly captivating, with mature trees offering shade and a habitat for the abundant wildlife that frequents the area. Despite its secluded feel, the home is conveniently located just a 6-minute drive from HEB, and is close to La Vernia High School and La Vernia City Park. Book your personal tour today and discover the possibilities this unique property has to offer!
Source: SABOR #1802601
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1802601
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1802601
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.