2953 Willowleaf Ln, Wesley Chapel, FL 33544
2 beds · 3 baths · 1,321 sqft
Step into this charming town home in the sought-after Silverleaf Community at Seven Oaks, where resort-style living meets everyday convenience! Offering 1,321 square feet of thoughtfully designed space, this home is ideal for those seeking both comfort and functionality. Start your day with coffee on your private pavered patio, accessed through a gated entrance for extra privacy. Inside, the spacious entry hall opens to a bright and airy great room, perfect for relaxing or hosting guests. The gourmet kitchen is a chef's dream, featuring an abundance of wood cabinetry, ample counter space, a center island with seating, and stainless steel appliances. Enjoy meals in the adjacent dining area or step out through the sliding doors to your covered, screened porch overlooking serene green space. Upstairs, you’ll find two master suites, each with its own private bath, plus a convenient utility room with a washer and dryer. A powder room on the first floor adds convenience for guests. The attached one-car garage offers private access and extra storage space. Living in Seven Oaks means you’ll experience resort-style amenities including two pools, a childrens splash area, an in-ground Jacuzzi, and a fully equipped fitness center. Enjoy tennis, basketball, volleyball, or grab a bite at the on-site café. With easy access to I-75, two major hospitals, and premier shopping at Wiregrass Mall and Tampa Premium Outlets, this home truly has it all
Source: STELLAR #tb8320443
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8320443
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8320443
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.