295 Satilla Church Rd, Jesup, GA 31545
3 beds · 1 baths · 1,609 sqft
NO EXPENSE SPARED IN THIS COMPLETE RENOVATION!!! ALL NEW roof, HVAC, plumbing, electrical, tankless hot water heater, windows, doors, flooring, tile, cabinets, appliances and SO MUCH MORE! Not only does this house sit on nearly 4 acres, it was brought down to the studs and is an absolute show stopper!!! Step inside to an open floor plan with a light and airy feel thanks to the brand new oversized windows. LVP flooring and tile make up the living room floors with the kitchen being completely decked out with new appliances, granite counters, and tile backsplash. Spacious living room and dining area all lit with brand new light fixtures. A hall bath off of the foyer for guests, with the primary bath being accessed through the hall or master suite. Granite counter tops, tile shower, gorgeous light fixtures all await you in this ideal and practical bathroom. Bedrooms are all a generous size! A 2 car garage with brand new garage doors. More things to love: CAT5 ethernet cables to every room, 11 trees were cut down giving the open feel to the land, fence for pets, and renovated deck, and no restrictions on this beautiful piece of land! Truly a modern paradise with a "out in the country" feel!!! Contact your trusted realtor or myself for a showing today!!!
Source: GAMLS #10286417
Source: GAMLS #10286417
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10286417
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.