295 Crystal River Dr, Lawrenceville, GA 30043
3 beds · 4 baths · 2,806 sqft sqft
Welcome to this beautifully designed 3-bedroom, 3.5-bathroom home, with a finished basement nestled at the back of a quiet cul-de-sac in the highly sought-after Collins Hill High School district of Gwinnett County. With over 2,800 square feet of living space and situated on over 2 acres of lush, private land, this property offers the perfect blend of comfort, privacy, and convenience - all with NO HOA or restrictions! This property is on a finished basement which includes a separate bonus room, full bathroom, and a separate entrance which allows for many possibilities. Step inside to discover an inviting floor plan with generously sized rooms and a flow that's perfect for both family living and entertaining. The spacious living room creates a warm and welcoming atmosphere which opens to the formal dining room. The kitchen is well-equipped with appliances, ample cabinetry, and counter space, making meal prep and entertaining a breeze. The adjacent area off the kitchen offers a perfect space for family dinners, game night, or hosting guests. Each of the bedrooms is generously sized with ample closet space, and the 3.5 bathrooms offer both functionality and style. The master suite is a true retreat, with a spacious layout overlooking the beautiful backyard, generous closet, and an en-suite bath complete with a soaking tub, separate shower, and double vanities. Outside, you'll love the expansive 2+ acre lot that provides endless possibilities for outdoor activities, gardening, or even expanding your dream home. Whether you're relaxing on the back deck, enjoying the peaceful surroundings, or exploring the large backyard, this property offers the ideal space to unwind. The Little Suwanee Creek runs through the back of the property creating a peaceful getaway in your own backyard. Located just minutes from major highways, shopping, dining, and entertainment, yet tucked away in a tranquil, private setting, this home is an incredible opportunity in the highly desirable Collins Hill High School district. No HOA means you have the freedom to make this property truly your own. Don't miss out on this rare find! Property also includes a hot tub and work shed that has electricity! Schedule a tour today and experience all that this incredible home and property have to offer.
Source: GAMLS #10412127
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10412127
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10412127
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.