2949 Uinta St, Denver, CO 80238
4 beds · 4 baths · sqft
What is the most important decision when buying a home? LOCATION! Incredible opportunity to own an almost self running, utility free home! 4 bedrooms/4 bathrooms/HEATED two car garage. Enjoy living close to everything! Real maple hardwood floors welcome you to an open and spacious floor plan. Enjoy a large gourmet kitchen that faces a wonderful covered patio with fireplace and fountain for great mornings or evenings sipping either coffee or a cocktail. Flex space on main level can used for workout area or office. Upstairs are three bedrooms with laundry and basement with a fourth bedroom and bathroom. Basement area includes engineered maple hardwood floors and the fourth bedroom and bathroom. Home has solar panels and a new cold heat pump that was recently installed for heat and air at almost no cost. Situated in Denver's Central Park neighborhood, this home offers convenient access to various amenities. The Shops at Northfield, an outdoor shopping center with a variety of retail stores, restaurants, and entertainment options, is nearby. For public transportation, the Central Park Station provides access to the A Line commuter rail, offering connections to downtown Denver and Denver International Airport. The neighborhood is designed with walkability in mind, featuring numerous parks, trails, and open spaces, making it easy to reach local shops and public transit options on foot.
Source: RECO #4602973
Interest rate and monthly payment estimated based on public records.
Source: RECO #4602973
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4602973
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