29443 Zeller Ave, San Antonio, FL 33576
2 beds · 2 baths · 1,625 sqft
Get a free consultation call with an expert in the mortgage assumption process.
WELCOME HOME to your Meticulously Maintained and renovated home in the Active 55+ community of Tampa Bay Golf and Country Club! This stunning property gleams pride of ownership, showcasing exceptional care both inside and out. BRICK facade for easy maintainence offers a traditional classic look as you drive up to this block built construction home on a corner lot with a desirable floorplan featuring an OPEN 2-bedroom, 2-bathroom Barbados Model home, with over 1625 square feet under heat/air and a split bedroom plan for privacy. The living area and all rooms have been enhanced with brand new luxury waterproof flooring and every room features elegant 5 1/4 inch baseboard molding. The kitchen boasts ample counter space with oak cabinets, all equipped with pull-out shelves, along with brand-new double sinks, a dishwasher, and disposal... all under warranty. The charming plant window in the kitchen allows natural light to brighten your culinary space, while the open pass-thru makes this sunroom a bonus flex space! Owners retreat has sliding doors to the sunroom with treed views of the backyard and an arched vanity area with private water closet for tub and shower. Additional highlights include a newly coated deck and driveway with a one-year contractor warranty, recently painted interior and exterior plus a Rain Bird irrigation system installed in 2022, ensuring your landscaped curb appeal. Enjoy the tranquility of your sunroom with access to your large rear deck overlooking the park-like backyard is PERFECT for BBQs or entertaining guests. This corner lot home offers plenty of privacy with birds serenading in the trees views of the golf course across Old Tampa Bay! Convenient location to Activities center and Community center with private adult only pool one block away. Recent updates include a Roof and gutters replaced in 2016, HVAC system 2017 plus water heater in 2020. The garage is equipped with a windowed door adding natural light to the garage, a workbench and additional shelving for your convenience. GREAT LOCATION, situated just inside the man guarded gate of the community, with beautiful tree-lined streets and meticulously landscaped golf courses, just 10 minutes from convenieces plus easy access to shopping, dining, and medical facilities. this home offers Resort style living in a active 55+ community crafted for safety and leisure... complete with golf cart lanes and dog parks for your enjoyment. No CDD fees here and HOA fee includes Cable TV with 2 boxes, high speed internet, man guarded gates with private streets, a pristine clubhouse with full service restaurant, pub/grille, banquet facilities with dance floor and stage, fitness center, tennis, picklleball, bocce, cornhole, billiards room, card/game rooms with poker tables, heated pool and spa, and a plethora of clubs and on site entertainment and activities, this property encapsulates the ideal country club lifestyle! Don’t miss the chance to call this MOVE in READY home yours—come see why this IS the place to Be! CALL TODAY!
Source: STELLAR #TB8351566
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8351566
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.