294 Brookwood Ln, Clarkesville, GA 30523
2 beds · 2 baths · 0 sqft sqft
Fully furnished, great vacation cabin or income producing property (was once an AirBnb). Great get away to in the beautiful north Georgia mountains. Located on 2 acres & has a trail to the top of the property that backs up to a winery and has a view. Listen to the rain pitter-patter on the metal roof! (MORE PICS COMING SOON) The cabin has a bedroom on the terrace level that has room for a queen or king sized bed as well as an alcove for bunk beds or day beds if you have kiddos in tow, and has it's own private bath, too. The terrace level bedroom opens out onto a covered porch - a nice place to have your morning coffee. The main level has a bedroom and a private bath as well. The bedrooms both have private baths and the fact that they are on different levels makes it much more private. Each level has an entry that is exclusively to their area only. The living area is open to the kitchen and dining area and features a massive stone fireplace and lots of windows. The living area also opens out onto a large wrap- around balcony over-looking the creek and yard. Enjoy the Georgia fresh mountain air & indoor and outdoor beauty that surrounds this cabin! The side of the home features a slate stone area with a nicely done fire pit - great for sitting around on the cool mountain nights and comes in handy for star gazers as well. That area is also fenced to keep the pups from safe and from running loose! The creek is a year-round creek and is a big plus! Benches and chairs along the creek are a haven for book readers or people who have had enough comraderie for the moment -you can enjoy a bit of peace and quiet except ... hear nothing but the babbling of the creek! A new metal garage is a big help in keeping your cars out of the elements and it also could serve as a place to put storage items under lock & key. Or if you are a permanent occupant - maybe a workshop in one side? This cabin is located right in the middle of tons of things to do! * Moccasin Creek State Park is located on Lake Burton & is only 5 miles away-great place to picnic, swim, kayak or canoe! * The closest boat ramp is 6 miles away (Murray Cove Boat Ramp). * Cabin is 12 miles from Unicoi State Park & Anna Ruby Falls! * 15 miles from the Bavarian town of Helen- tubing the Chattahoochee Rivern & great food! * 15 miles from the quaint town of Clayton, GA-be sure to go a bit further & stop on the Hwy 76 trail head & take a look at the Chattooga River (where the movie Deliverance was filmed-it's a short walk) If you want to raft or kayak, there are plenty of places to get equipment & help. * While you are in Clayton, be sure to stop in Tiger, GA & enjoy some wine tasting at a local winery! * Vogel State Park is 24 miles away (the have a great swim beach area). * Dahlonega is 35 miles away (Think gold panning and wineries!) , * Cleveland is 21 miles away (Babyland) * Blue Ridge - The scenic railroad trip runs out of Blue Ridge to McCaysville (fun trip) - it is an hour and a half each way, but worth it! * There are so many waterfalls, state parks, lakes, fishing, kayaking .. there is something for everyone in this area! Don't miss this opportunity to own this well located, unique cabin!
Source: GAMLS #10377769
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10377769
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
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How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10377769
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