2939 Falling Tree Cir, Orlando, FL 32837
3 beds · 2 baths · 1,574 sqft
Welcome to your new home! This charming 3-bedroom, 2-bathroom home offers comfortable living space. The split-floor plan offers privacy and comfort for the whole family and/or guests, with a master suite separate from other bedrooms. The Vaulted Ceilings in the Living Room creates a sense of spaciousness, with floor to ceiling wood burning fireplace. The kitchen is quite spacious with the sink overlooking the dining and living area and a bay window looking at the front of the house. The living room has an oversized sliding door that opens to a covered and screened lanai perfect for enjoying the outdoors. Fully fenced in backyard with pavers that can easily be removed, if you wish to add a pool or if you want to create a new design. The roof was replaced in 2017, features leased solar panels, providing energy efficiency and savings. The A/C was replaced in 2017 and the air ducts replaced in 2022. Take advantage of the Hunters Creek lifestyle, sought after schools, awesome recreational facilities, parks/playgrounds throughout, pickle ball courts, tennis courts, basketball courts, nature paths, baseball and soccer fields, community activities and much more! Ideally located near restaurants, shopping centers, a movie theater, and major highways, 20 minutes from Disney, 20 minutes from International Airport.
Source: STELLAR #O6248953
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6248953
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.