29373 Via Milagro, Valencia, CA 91354
4 beds · 3 baths · 3,437 sqft
Welcome to elegance and style in Tesoro Valencia. This Huntington Collection home in Tesoro Del Valle will immediately capture you with its gorgeous and impressive architecture. With 4 bedroom, 2.5 bathrooms, an office/guest room, and solar power, the home offers 3,437 sq.ft. of living space on a spacious 6,860 sq.ft. lot. Upon entering you're greeted to 2-story ceilings at the entry adorned with a shimmering chandelier creating a lasting first impression. The bright formal living room and dining room with new wood-style flooring overlooks the beautiful backyard. The formal living room is made for everyday living and the great room style family room with warm fireplace is open to the kitchen highlighted by the island and eat-in counter, adorned with stainless steel appliances, double-ovens, and an ample amount of cabinetry and counter space. A separate dining room is versatile as a den, library, or lounge. The inviting great room opens to the parklike setting w/ covered patio and lush backyard. The home's outdoor space makes for wonderful indoor-outdoor living to take in the serene setting from the comfort of your backyard. The 4-bedrooms upstairs has a primary bedroom retreat filled with abundance of natural light. The spa-like primary bath features a large shower, large tub, and dual-sink/vanities. The walk-in closet has thoughtfully designed California Closets specially made for a discerning wardrobe. The home includes a solar power system with 34 panels generating 21,000kWh for low utility costs, and a Tesla Powerwall home battery storage. Other features: New wood-style flooring in the living room, family room and office, Tesla Powerwall, EV Charger-Ready, 2 AC units, Rachio smart sprinkler, Nest thermostat and smoke alarms, and Ring doorbell w/cameras, 3-car garage with tremendous storage, large workstation. Tesoro amenities are complete with features including beautiful swimming pools, basketball court, clubhouse, fitness center, bike trails, soccer fields, tennis courts, volleyball, playground, parks, BBQ and picnic areas and more. This is a must-see home in Tesoro with everything you could want in a highly desirable neighborhood. Elevate your lifestyle with this dream home come true.
Source: CRMLS #PV24157058
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #PV24157058
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.