2935 Winglewood Cir, Lutz, FL 33558
4 beds · 4 baths · 4,031 sqft
Seeking a 4 bedroom home with ample space in a non-flood zone AND a great school district? No issues after the recent hurricanes! Welcome to your dream home with a BRAND NEW ROOF that was just completed in November 2024! This exceptional property, situated on a tranquil conservation lot, is located in the beautiful gated Sweetgrass enclave of the Stonebrier community. Zoned for Hillsborough County's TOP-RANKED SCHOOLS of McKitrick Elementary, Martinez Middle, and Steinbrenner High. This expansive 4 bedroom, 3.5 bath contemporary home is sure to "WOW" you! Upon entry, your eye is immediately drawn to the soaring ceiling and then to the luxurious marble flooring and gorgeous hand scraped hardwood flooring, all creating a modern and welcoming ambiance. Plenty of windows inviting natural light into the home. Experience resort-style living within your new community. Enjoy walking or running along the tree lined sidewalks and soak in the beautiful conservation views surrounded by numerous natural lakes, ponds, and wildlife. Enjoy a day out by the zero-depth COMMUNITY POOL that features a very fun water slide and a splash pad for those who want to play in the sun. Or simply relax in the poolside cabanas and lounge chairs. Additional amenities include playgrounds, basketball courts, cricket and soccer fields. Or you can take advantage of the 24-HOUR FITNESS CENTER. The heart of your new home includes a CHEF'S DREAM KITCHEN which opens to your spacious family room. The kitchen features beautiful granite countertops, SS appliances and 42" cabinetry that offers ample storage space, a breakfast bar, a built-in desk, and a casual dining area. Imagine the memories you will create with your culinary adventures or get-togethers with family and friends. There is a large open formal dining room that is perfect for hosting dinners, as well as an open wine bar room seamlessly connecting the dining and kitchen areas together. This open floorplan is perfect for large families who like to host and provides ample room for large gatherings. At the top of the split staircase, the open area makes a wonderful open office with cabinets that provide a functional and organized workspace. This could also serve as a fantastic schoolwork or fitness area. On the upper floor are the four bedrooms as well as three full bathrooms. The master suite epitomizes luxury, with its grand size and an opulent ensuite master bath featuring a large soaking tub, glass-enclosed shower, and his-and-her sinks, as well as a very spacious walk in closet with a California closet system. Two additional bedrooms share jack-and-jill access to a full bath, and the fourth bedroom is situated next to the the third full bath and could serve as a private guest retreat. Enjoy peaceful mornings, family birthdays or barbeques in your ENORMOUS BACKYARD - the perfect retreat offering privacy with NO REAR NEIGHBORS. Ample room to put in a private pool if you so desire! Your new home features include a WHOLE HOUSE WATER TREATMENT SYSTEM with triple filtration and extra blown in insulation in the attic ensuring nominal utility bill. LOW HOA FEES and preferred "X" flood zone. Seller is including a 1 YEAR HOME WARRANTY, ensuring peace of mind for the fortunate new owners! Convenient access to schools, restaurants, banking, shopping and major roadways and Tampa International Airport is only a 30 min drive away.
Source: STELLAR #u8246439
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8246439
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8246439
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.