2933 Jacob Crossing Ln, Holiday, FL 34691
3 beds · 3 baths · 1,813 sqft
Waterfront property that faces tranquil pond on 8 acre parcel with tree lined view. Local turtle hang out. Community sits between 8 acre and 16 acre tree lined views. Hurricane shutters for this three bedroom two and one half bath end unit that is the largest floor plan in the community! This unit has a highly sought after two car garage that has keypad entry with connections for water softener already in place. NO FLOOD ZONE and did not flood during recent hurricanes. Enter this light and bright townhome through upgraded screen door foyer leading to custom kitchen boasting granite countertop, solid wood "staggered" cabinets, brushed bronze faucet and stainless steel appliances nestled next to convenient laundry room. Kitchen with breakfast bar opens to living and dining area with large ceiling fan featured in high ceiling design. Extra storage under stairs for holiday items. Master bedroom is ensuite located on the first floor as well as additonal half bath for guests. Well designed layout in the master bedroom, bath with granite counters and step in shower. Upstairs boasts bonus loft between two additional bedrooms one with huge walk in closet full bath located between. Community has a dog park for your pet to roam and a playground for the families with little ones. A must see end unit minutes to Anclote Key State park and Key Vista Nature Park, shopping and and a short drive to Howard Park beach and Sunset Beach. One block from J. Ben Harrill recreational complex with tennis courts and close to historic town of Tarpon Springs home of the famous Sponge Docks and historic downtown New Port Richey. Low HOA fees and exterior maintenance of building, lawn and common areas. This is a must see and home to Tampa Bay Buccaneers, Tampa Bay Rays and Tampa Lightening. Tampa airport just a thirty minute drive.
Source: STELLAR #TB8344927
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8344927
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.