2933 Bluestem Ln, Clermont, FL 34714
3 beds · 2 baths · 1,964 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. Welcome to 2933 Bluestem Ln, a beautifully designed Park Square Margate II model built in 2020, located in the vibrant gated community of Serenoa in Clermont. This thoughtfully crafted 3-bedroom with bonus space, 2-bath home offers the perfect blend of smart technology, stylish finishes, and functional spaces—ideal for today’s modern lifestyle. From the time you pull into the recently widened pavered and sealed driveway, you'll notice this home stands out from the rest. As you enter the front door, you're welcomed into a bright and spacious foyer with a bonus room to your left complete with French doors, perfect as a home office, study, or playroom. Just off the garage entry, you’ll find a well-designed mudroom complete with custom built-ins for shoe storage and organization. The open-concept layout seamlessly connects the kitchen, dining area, and family room, making it perfect for entertaining or relaxing. Tucked away in their own wing, two spacious secondary bedrooms share a full bathroom, making it an ideal layout for guests or even multi-generational living. The secluded primary suite offers a peaceful retreat, featuring two separate walk-in closets and a spa-like en-suite bathroom with dual sinks and a spacious shower—designed to help you relax and recharge in comfort. A sliding glass door leads to a private lanai with a recently extended pavered back patio where mature privacy Japanese blueberry trees line the fully fenced in backyard, creating a serene and secluded outdoor space—perfect for morning coffee or weekend cookouts. This home is packed with thoughtful upgrades: updated light fixtures, custom Turkish drapes, and full smart home integration—with all lighting, front door and irrigation system Alexa-controlled. A comprehensive alarm system covers all doors and windows, and a Ring doorbell and exterior cameras provide additional security. For added health and efficiency, the AC system is equipped with a UV light purification system, and gutters are already installed—adding both convenience and peace of mind. As part of the Serenoa gated community, you’ll enjoy access to resort-style amenities including a zero-entry community pool, splash pad, dog park complete with underground tunnels and doggy drinking fountains, gym, and clubhouse. Cable and internet is also included in the HOA, so staying connected has never been easier. Residents can take advantage of scenic walking trails that weave throughout the community for any jogging enthusiasts. If you're looking for a secure, stylish, and truly smart home in Clermont—2933 Bluestem Ln is the one you’ve been waiting for.
Source: STELLAR #O6298759
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6298759
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.