2932 Pga Blvd, Navarre, FL 32566
4 beds · 3 baths · 3,123 sqft sqft
Discover your dream home nestled on the 11th tee of Hidden Creek Golf Course. This custom-built sanctuary blends luxury with practicality, featuring 4 bedrooms, 3 full baths, a study, and a flex room. The heart of the home is a gourmet kitchen with a natural gas cooktop and upgraded cabinetry, perfect for culinary enthusiasts. Step outside to the spacious 660 sq ft screened patio and immerse yourself in stunning golf course views. The oversized 3-car garage offers ample parking space, while professionally installed aluminum hurricane shutters provide both ease of use and peace of mind. Modern amenities abound, including a whole-house generator, Bosch security system, and energy-efficient features like a tankless water heater and spray foam insulation. For added peace of mind, the home boasts a unique optional safe room with sheathed walls. Located in the desirable Flood Zone X with an assumable termite warranty, this property combines beauty with practicality. Elegant touches like crown molding, plantation shutters, and an electric fireplace complete this Florida paradise. Experience the perfect blend of golf course living and modern luxury, where every detail has been thoughtfully considered. Your slice of paradise awaits at 2932 PGA Blvd., Navarre, Florida!
Source: PENSACOLA #652792
Interest rate and monthly payment estimated based on public records.
Source: PENSACOLA #652792
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #652792
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.