2929 Spring Hammock Dr, Plant City, FL 33566
4 beds · 2 baths · 2,190 sqft
This stunning 4-bedroom, 2-bath home offers a resort-style retreat with a sparkling pool & spa, and the most breathtaking long view of the pond with no backyard neighbors. The recently remodeled designer kitchen features wood cabinets, dolomite countertops, and a gorgeous backsplash. A chef’s dream, it includes soft-close drawers, a Zline 6-burner gas stove, convection oven, microwave, Zline faucet, and pot filler. You’ll love the open floor plan, complete with a dining room, great room, and private office/bedroom. Large sliders frame the pond view as soon as you enter, with the pool adding to the beauty. The owner’s suite, in a split plan layout, boasts walk-in closets and an ensuite bath with double vanities, a garden tub, and a separate shower. Two additional bedrooms are well-sized, sharing a bathroom that also provides access to the pool lanai. Outside, enjoy the expansive covered patio, screened pool, and spa, upgraded with a 2024 saltwater system and a 2022 heater. This home is packed with upgrades, including porcelain Italian tile floors in the kitchen and laminate flooring in the family room, dining room, office/bedroom, and secondary bedrooms. In 2022, the A/C system was replaced with an upgraded inverter system and Halo 3 air purifier, ensuring top-tier air quality with a lifetime warranty. The house is also equipped with full solar, keeping energy bills low, and even features an electric vehicle charger. This home sits on one of the most beautiful lots in Walden Lake, offering a peaceful escape in historic Plant City. Walden Lake offers miles of walking and biking trails, a scenic waterfront park, and a playground. Call today to schedule your personal tour!
Source: STELLAR #tb8310630
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8310630
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8310630
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.