2926 Indwarra Ct, Katy, TX 77494
4 beds · 3 baths · 2,599 sqft
2926 Indwarra Court in the esteemed Tamarron community is a stunning home offering 4 bedrooms, 3.5 bathrooms, and a modern designer look that blends style and comfort. The open-concept kitchen is a chef’s dream, featuring high-end appliances, granite countertops, rich cabinetry, and a large island breakfast bar—perfect for entertaining. Flowing seamlessly into the living and dining areas, this space fosters easy conversation. The primary suite offers a huge walk-in closet and a private bath with a glass-enclosed shower, creating a luxurious retreat. Upstairs, a spacious game room provides endless possibilities, while 3 additional bedrooms ensure everyone has their own space. Enjoy a NEW roof, water softener, and automatic soft exterior lighting. The sprawling backyard is perfect for BBQs and gatherings. This home is a fantastic opportunity in a highly sought-after master-planned community—a place you’ll love to call home!
Source: HAR #82139548
Financials
Source: HAR #82139548
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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