2924 Chantey St, Crestview, FL 32539
4 beds · 3 baths · 2,401 sqft
Welcome to this stunning brick home, nestled in the highly sought-after Crestview area. Boasting over 2,400 square feet of thoughtfully designed living space on a .25-acre lot, this home offers both style and functionality. As you arrive, you’ll be welcomed by beautifully manicured landscaping and a spacious, inviting front porch—perfect for relaxing afternoons. Inside, the light and neutral color palette creates a bright, airy atmosphere, complemented by elegant touches like crown molding throughout. The formal dining room is ideal for special gatherings, while the dedicated office space offers the perfect environment for work or study. The kitchen is designed with both practicality and style in mind, featuring a breakfast bar, eat-in dining area, and plenty of cabinet space for storage. The living room is a cozy, inviting space with a wood-burning fireplace at its heart, perfect for family gatherings or quiet nights in. The primary bedroom is a true retreat, featuring a tray ceiling, crown molding, and an en-suite bathroom designed for luxury. Enjoy a double vanity, a relaxing soaker tub, and a separate walk-in shower—perfect for unwinding at the end of the day. The additional bedrooms and bathrooms are well-designed, offering comfort and privacy for family or guests. Step outside to the large covered porch overlooking the backyard—a perfect space for outdoor entertaining or simply enjoying the serene surroundings. This home combines elegance, comfort, and functionality, offering the perfect setting for family living. Located just minutes from shopping and dining, 53 minutes to Downtown Pensacola, 32 minutes to Fort Walton Beach, and 22 minutes to Eglin AFB, this home provides the ideal balance of peaceful living with convenient access to everything you need.
Source: PENSACOLA #653674
Interest rate and monthly payment estimated based on public records.
Source: PENSACOLA #653674
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #653674
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.