2918 W Saint John St, Tampa, FL 33607
3 beds · 2 baths · 1,698 sqft sqft
One or more photo(s) has been virtually staged. Wow, Wow, Wow.. Impeccable home in the heart of the Northeast MacFarlane subdivision. Hurricane-proof roof, windows and doors. Come see this beautiful ranch style brick home built in the 1960s with incredible front and back yard spaces. This 1,698 plus square-foot home features a split floor plan for the sleeping quarters. Drive in to your mega six-car parking pad with additional gated access to a carport that was used as a fantastic side lanai for outdoor entertaining. Come in the front door and be greeted by the big formal living room. Keep walking further and you will be heading to the two generously sized second and third bedrooms and the second bathroom with dual entrances. One from the hall of the bedrooms and the other provides access to the breezeway heading to the side porch/lanai area. This updated bathroom features a tub with shower and a separate vanity space. Take a right instead of heading back from the living room and you come to a modern kitchen and kitchenette area where you will find plenty of cabinets, stainless-steel appliances and a built-in breakfast bar with ample room for two or three stools. Adjoint to the kitchen is the huge dining room with access to the lanai/carport and back yard via the breezeway hall as well. Behind the dining room and across the breezeway hall you can access the spacious primary bedroom with an on-suite updated bathroom, makeup room and closet. The primary bathroom has a huge shower space with seating area. Head out the last door from the primary bedroom and relax in your own covered back porch. There are two huge utility rooms, one inside with access from the dining room encompasses the washer/dryer hookups with storage space and the other outside with access at the rear of the lanai/carport which has a plethora of storage space, the newer electric tankless water heater and an owned water softener. The back yard wraps around with plenty of space for everyone to relax and enjoy the Florida sun. There is an additional relaxation hut that can be used as its own retreat away from the yard. A large shed and small storage box in the rear side of the backyard also conveys with the home. The Roof and windows were replaced in 2020 and the AC unit was replaced new in 2019. This home is perfect for those who are active but love to gather with family, go to parks, enjoy eateries and just being close to everything. You are minutes from hospitals, great restaurants, Midtown, International and Westshore mall, Armature Works, Downtown, the Channelside District and Bayshore Beautiful, not to forget the incredible Tampa Bay beaches. Being blocks from I-275 South is also super convenient to get around town quickly. Don’t miss out on this opportunity of a lifetime. Schedule your private showing today.
Source: STELLAR #t3517148
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3517148
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3517148
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.