2915 Nantuckett Ave, North Charleston, SC 29420
4 beds · 2 baths · 1,788 sqft
Ask about the rate 2% below market or program with $0 down!!!! Loan is also ASSUMABLE at 4.7%.Welcome to this stunning 4BR/2BA home in the sought-after Colony North neighborhood of North Charleston! Conveniently located near I-26, Trident Technical College, Charleston Southern University, and an array of dining and shopping options, this home offers the ideal blend of comfort and convenience.Step into the spacious and light-filled family room, complete with vaulted ceilings, a beautiful stone fireplace, ceiling fan, and updated kitchen featuring white cabinets. The home has numerous updates and upgrades, including flooring, paint, a fully renovated kitchen with granite counters and stainless steel appliances, updated bathrooms, and a new roof and HVAC system installed in 2021.The lower level features a large living room with a wood-burning fireplace, separate dining room, new kitchen, downstairs bedroom, and a second bedroom with an updated bathroom. Upstairs, you'll find the master bedroom with a generous walk-in closet and private balcony access, along with a fully renovated bathroom and a spacious fourth bedroom. Additional highlights include a walk-in attic providing 500 square feet of storage space, a large fenced-in yard, custom above ground garden beds and epoxy garage floors with a separate electric panel. Don't miss the opportunity to make this immaculate home yours! Come see all that 2915 Nantuckett has to offer.
Source: CTAR #25006950
Financials
Source: CTAR #25006950
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.