2912 BLUESTEM LN, Clermont, FL 34714
Nestled within the gated Serenoa Village community this home provides both privacy and a wealth of amenities. Boasting exceptional curb appeal, this residence welcomes you with a spacious front porch and a paved driveway. Step inside to find a thoughtfully designed first floor featuring a luxurious primary suite, a versatile office with French doors, and a beautifully upgraded kitchen that flows seamlessly into the dining and living areas, all adorned with elegant wood plank tile. Upstairs, you’ll find a generous loft surrounded by three additional bedrooms and two bathrooms, providing ample space for family and guests. The outdoor area is equally impressive, with a fully fenced yard, a screened-in porch, and a pre-wired space ready for a pool—perfect for enjoying the stunning Disney fireworks right from your backyard! This home is equipped with a range of upgrades, including a professional epoxy-coated garage floor, and benefits from a comprehensive HOA package that covers cable and internet. CDD costs are included in the tax total. Beyond the property, Serenoa Village offers a wealth of amenities including a state-of-the-art fitness center, two parks, playground, pool, and dog park, all within easy walking distance. The community’s proximity to Disney World will soon be enhanced with a new connection between Sawgrass Bay Blvd and Flemings, and you’ll be close to Lake County’s future flagship athletic complex, Olympus. This residence isn’t just a home; it’s a sanctuary of elegance and comfort. With its luxurious features, thoughtful design, and convenient access to entertainment and fitness facilities, it presents an unparalleled living experience. Don’t miss out on making this captivating property your own.
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6234785
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.