2912 51st St E, Bradenton, FL 34208
3 beds · 2 baths · 2,777 sqft
HIGH AND DRY! FLOOD ZONE X THIS HOME IS BEING SOLD TURNKEY FURNISHED! LAWN EQUIPMENT INCLUDED! This meticulously renovated home has been professionally decorated. This home is perched on an UNADULTERATED corner 1.31-acre lot, surrounded by mature oaks and pines, offering partial views of the serene Braden River in Ward Subdivision. The open-concept layout enhances the overall sense of spaciousness. The living room, dining area, and kitchen connect seamlessly, providing an ideal setting for intimate gatherings and large-scale entertaining. The heart of this home is undoubtedly the gourmet kitchen. Boasting top-of-the-line appliances, custom cabinetry, exotic granite, and exquisite detailing, it's a culinary enthusiast's dream come true. Retreat to the owners’ suite, where tranquility and luxury converge. The bedrooms feature carefully chosen furnishings, plush draperies, and ample natural light, creating a serene and inviting atmosphere. Enjoy the luxury of a generously sized walk-in wardrobe. Indulge in the spa-like bathrooms adorned with designer plumbing fixtures, luxurious granite, and extended vanities. Enjoy the luxury of an extended 32 x 15 flex room, perfect for a home gym or versatile entertainment space. With three bedrooms, two bathrooms, and a den, this home offers the ideal blend of space and functionality. The office, separated from living spaces, creates an ideal work-from-home environment and is large enough for two desks. There is plenty of room for boarding horses, building a barn, or a large garage. There is also a 40' concrete pad for your RV or Boat. Stay connected and in control with cutting-edge smart home technology. From automated lighting and climate control to security systems, this home is designed with modern convenience in mind. The spacious backyard, adorned with luscious landscaping, beckons for recreational activities or a luxurious pool. With no HOA restrictions and minimal flood risk, this private riverside paradise is a haven for those seeking freedom and natural beauty. This Unadulterated 1.3-acre property, free from retention ponds or driveways encroaching on your land, provides a safe space for your dogs to roam and family activities. Dear investors, this residence is fully furnished/turnkey and available for sale, and it's important to note that Manatee County does not impose any restrictions on short-term residential or vacation rentals. Nestled near Braden River, this residence is conveniently located 10 minutes from the public boat ramp, I-75, schools, shopping centers, and dining, offering the perfect combination of privacy and accessibility. This home, fully furnished/turnkey, is a rare find. Whether you seek a serene retreat or a hub for entertainment, this property offers it all. Take advantage of the opportunity to experience this riverside paradise's unparalleled elegance and comfort.
Source: STELLAR #a4590576
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4590576
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4590576
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