29110 N 129th Ave, Peoria, AZ 85383
2 beds · 2 baths · 1,361 sqft sqft
VA Loan Assumption available! Looking for an active adult community? How about one where you will find an abundance of activities in an absolutely stunning landscape? Welcome to this 2 bed, 2 bath home in the sought-after Active Adult Resort Community of Trilogy at Vistancia! Step inside, this Rivas Model, to discover this open concept layout seamlessly integrating the great room, kitchen, and dining area. Take a look at the spacious, light and bright kitchen. Featuring white cabinets, granite countertops, a updated island with farmhouse sink, SS Appliances and wine fridge. French doors lead you to lush landscaping adorned with citrus trees in the large south-facing full fenced in yard, offering privacy and tranquility. This is an ideal space for outdoor relaxation featuring a covered back patio extended with pavers. The primary suite is a true retreat, boasting a generous size and overlooking the backyard oasis. The primary bath has been tastefully renovated with a new vanity and shower remodel, complemented by a spacious walk-in closet, offering both style and functionality. The second bedroom offers ample space, perfect for guests or a home office, ensuring comfort and versatility for your lifestyle. Additional features include 18'' tiles throughout, surround sound, custom closets, and a 2-foot extension in both the second bedroom and garage. This resort style community is for active 55 plus adults. Residents here enjoy guard gate and beautiful golf course through the center of the community. Trilogy Golf Club is an 18-hole golf course featuring a clubhouse, with V's Taproom. Living here you also have access to 2 resort clubs. Kiva Club is an athletic club with fitness equipment and classes, olympic sized pool and outdoor resort pool, tennis courts, The Alvea Spa and Café Solaz. The Mita Club is also a fitness center with outdoor resort pool, gourmet chef kitchen, with 2 restaurants. The Shallow Well Cantina and Grill and The Market Place serving coffee and lunch and an art and craft studio. With its prime location and exceptional features, this home showcases resort-style living at its finest. Stop by to see the breathtaking beauty of this community. It will make you smile when you come home each day.
Source: ARMLS #6696049
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6696049
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6696049
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.