2910 Sunrise Dr, Clearwater, FL 33759
4 beds · 4 baths · 3,285 sqft
Your tropical oasis awaits… a true decorator’s delight with 4 bedrooms plus a study, 3.5 baths, plus a family room, plus a 2nd floor loft/flex space with endless possibilities and a 3-car garage! Almost 3,300 sq.ft. of luxurious living! BRAND NEW 4 TON AC SYSTEM 14.3 SEER (2) installed 10-19-2024!! Primary bedroom suite on 1st floor! Enter through fabulous leaded glass entry door with matching side lights to be greeted by volume and coffered ceilings with crown moldings, picture frame moldings on columns, French doors to lanai, 8 ft doors, transom windows, extensive hardwood flooring, hardwood on stairs! Magnificent kitchen with upgraded cabinetry, granite counters, tiled backsplash, gas cooktop, built in top-of-the-line stainless appliances, separate desk area, raised breakfast bar perfect for entertaining and a separate breakfast room overlooking an outdoor tropical paradise! Two story high family room with full focal wall and surround sound flush mount speakers! New roof 2022!! Newer hot water heater, newer pool heater, new A/C compressor, 2 zoned A/C system, plantation shutters, pavered walk and driveway! Family and entertaining space is extended outdoors with a magnificent lagoon heated pool and elevated waterfall spa surrounded by lush tropical landscaping and extended brick pavered walkways... all offering a luxurious resort style setting for a sunny Florida lifestyle! Own your own mango and avocado trees! Exceptional, immaculate home! Better hurry, this is a tremendous value, not in a flood zone, not in an evacuation zone and home site is 62 ft above sea level! Gated community just minutes to quaint downtown Safety Harbor. Close to Gulf beaches, TIA and Clearwater airports, shopping, great schools and so much more! Pride of ownership abounds!
Source: STELLAR #u8242782
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8242782
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8242782
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.