2909 Everson Ridge Ct, Snellville, GA 30039
5 beds · 4 baths · 4,879 sqft
Get a free consultation call with an expert in the mortgage assumption process.
LISTED BELOW APPRAISAL! Welcome to this stunning, 2-story custom built 5br/4.5ba home, located in a sought-after community of 25 large, executive homes. This hidden gem exudes elegance and charm! As you enter the foyer, you are immediately captivated by the soaring 18 ft trey ceilings that create a sense of opulence and grandeur. This home is adorned with lovely crown molding, arches and pillars to give it that special and unique finish. The open floor plan gives way for an enormous amount of natural light. You can relax or entertain as music plays throughout the home on the built-in surround sound speaker system. As you enter the home, you are welcomed by beautiful hardwood floors on the main, a formal dining room (seats 10-12), a private office with French doors, and a large foyer that opens up into a 2-story great room that has a wall of windows. The large eat-in kitchen is open to the great room as well as a warm, inviting keeping room with a fireplace. The kitchen features granite countertops, custom cabinetry, stainless steel appliances, a 5-burner gas cooktop, double oven, a pantry, and a large center island. The private backyard includes an 8x15 Lifetime storage shed and an extended patio that provides ample space for entertaining and outdoor gatherings, while the fenced-in and wooded back yard offers privacy and security. The front and back yard irrigation system is customizable to keep the professionally maintained lawn and garden lush. The Owner's Suite is ENORMOUS with a spa-like bathroom that features an oversized jetted tub and tiled shower with double shower heads. The suite also has ample closet space, a sitting area with a fireplace, and a flex room for a nursery, exercise room, or 2nd office. The secondary bedrooms are large, each attached to a full private bathroom, large closets, and there's even one on the main level. The upstairs laundry room includes a sink and ample storage space. This home also features a spacious two-car garage with plenty of storage space, ensuring that all your belongings have a place of their own. With its impeccable design and thoughtful layout, this traditional home is truly a dream come true and is great for everyday living and entertaining. Don't miss the opportunity to make it yours and experience the epitome of comfortable and luxurious living. Features & Updates: * New security system with touchscreen (police/fire) * All carpets recently cleaned * Exterior paint * 8x15 Lifetime storage building * Installed sidewalk from driveway to backyard * Hardwood floors on main level * Interior paint * Replaced roof; architectural shingles (2020) * Installed smart thermostats * Custom 2-in faux wood blinds throughout * Pestban built-in pest control system * Professionally maintained/treated lawn * Near Hwy 124 and Hwy 78; 20 minutes to I-285 and I-20 * Conveniently located near shopping, medical facilities, entertainment, and more
Source: GAMLS #10419025
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10419025
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.