2907 Jacob Crossing Ln, Holiday, FL 34691
3 beds · 3 baths · 1,444 sqft
WELCOME TO YOUR AMAZING HOME at 2907 Jacob Crossing Ln, Holiday, FL in the UPSCALE community of The Preserve at Gulf Trace. This LIKE NEW 2020 TOWNHOUSE features 3 bedrooms, 2.5 bathrooms & 1 car garage with a SUPER LONG DRIVEWAY for parking of multiple vehicles. As you step into the expansive foyer, you'll LOVE the ceramic tile floors in the foyer & kitchen, high ceilings, NEUTRAL paint color & LED recessed lighting. The FABULOUS light & bright kitchen features SLEEK stainless steel appliances, GRANITE counters, double stainless steel sink with gooseneck faucet, expansive breakfast bar, MODERN mosaic backsplash, PREMIUM cabinets & pantry closet. NATURAL SUNSHINE streams through the multiple DOUBLE-PANE, THERMAL TINTED, LOW-E windows which are dressed in custom fitted blinds & curtains to MAXIMIZE energy efficiency. The first level consists of the foyer, kitchen, half-bath, living & dining rooms. The living room has a CONTEMPORARY large ceiling fan to keep cool breezes circulating. The screened lanai with backyard access & SERENE POND VIEWS is off the living room. The second level consists of the primary bedroom with its private bathroom, 2 more secondary bedrooms with the full bathroom & laundry closet with shelving. The SENSUAL primary bedroom can easily accommodate king-size furniture & has a walk-in closet. The private bathroom features matching cabinet vanity, dual sinks, QUARTZ counters, linen closet & fully-tiled step-in shower. In this split bedroom plan, the secondary bedrooms are located on the opposite side along with the full bathroom with QUARTZ counter & tub/shower combination nearby. MASSIVE BONUS with this like NEW HOME: hurricane shutters are included with the sale resulting in additional credits for home insurance. This STUNNING townhome also enjoys optional builder features that were added during the construction including screening in lanai, extra LED lights, extra cable/internet dual ports & dedicated spots for ceiling fans. In fact, all the bedrooms feature UPGRADED lighted ceiling fans. The low HOA & NO CDD includes all outside lawn/pest maintenance, exterior painting, roof, cable with 350 channels, high speed internet & of course, WONDERFUL community amenities. Surrounded by nature, there are walking trails, sidewalks, playground & fenced dog run/park. This home is TRULY MOVE-IN READY! Location is IDEAL near schools, restaurants, shopping plazas, recreation like the J. Ben Harril Sports Complex, medical facilities, places of worship, beaches & tourist attractions. MAKE THIS YOUR FUTURE HOME!
Source: STELLAR #W7872413
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #W7872413
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.