2906 Beagle Pl, Seffner, FL 33584
4 beds · 3 baths · 2,666 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your dream home in Hunters Cove and ASSUME A LOW FIXED RATE LOAN OF 2.78%! This beautiful home is loaded with style, good vibes, and almost 80K of upgrades over the past few years. 4 bedrooms, 3 full baths, an extra office/bonus room, and an outdoor living space that will have you ready to sit back, relax and start enjoying the beautiful Florida lifestyle. You can feel the care and the love that has been put into this home. It is spacious, luxurious, and a wonderful floorplan. It has nearly 2700 ft. of living space with two separate spacious living spaces. Situated on a spacious 1/3 acre lot, the front yard showcases a wonderful front entry with a large paver patio perfect for enjoying your coffee in the morning. Walking through the front doors, you are greeted with a wonderful living space with a beautiful fireplace as the centerpiece of the room. The primary living quarters feature incredibly high vaulted ceilings with stylish wood beams and an awesome open concept living/dining space that's perfect for entertaining friends and family. Just off of the living room is a closed off room with beautiful French doors and boasting with wonderful natural night from the front-facing windows. The home has a split floor plan featuring the large primary bedroom on the right side of the home with the remaining 3 bedrooms on the left side of the home, allowing privacy for all. The kitchen is highlighted with beautiful cabinets, speckled granite counters, all stainless steel appliances, an abundance of space, and a large center island, creating the perfect cooking experience in the heart of the home. The primary suite is a great place to rest and unwind. Enjoy a large walk-in closet with custom built-ins, a spacious owner's retreat bathroom with a beautiful double vanity sink, gorgeous granite countertop, and tiled stand-up shower. Heading out the sliding doors, allow the flow of the home to pour out into the awesome screened back patio. When things heat up, take a dip in your custom swim spa & soak up the vibes under the pergola or slide the retractable shades up and take in some of those Florida sun rays! This home has been exceptionally maintained and upgraded with lifestyle & functionality in mind throughout it all. Some other important upgrades include: Complete re-plumb (2017), new water heater (2017), Interior paint (2019), Front paver patio (2018), Screened Lanai (2019), Nest- Smart A/C Units (x 2, 2020), New Fence (2020), custom closets throughout (2020), & all New fixtures throughout (2020). Centrally located in the desired community of Hunter's Cove with a low HOA. Conveniently located to shopping, restaurants, medical facilities, and easy access to I-75 and I-4. Hunters Cove is a hidden gem with an Olympic-sized swimming pool overlooking Hunters Lake, a newly updated community center with renovated bathrooms and kitchen, tennis courts, shuffleboard, and a brand-new jungle gym. At this price, it won’t last long. Call today!
Source: STELLAR #TB8372209
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8372209
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.