2906 Bassinger St, Lehigh Acres, FL 33972
3 beds · 2 baths · 1,629 sqft
One or more photo(s) has been virtually staged. Nestled on a spacious 1.25-acre lot at the end of a quiet cul-de-sac in Lehigh Acres, FL, this 3 BR / 2 BA POOL HOME offers a blend of comfort and private living. Spanning 1,629 square feet under air, the property includes additional features that set it apart. Solar panels power the entire home, ensuring energy efficiency, while two separate garages (13'x24' each) with a breezeway housing a 2022 AC unit, NEW whole-house reverse osmosis system, and NEW pool pump. Second AC unit also installed in 2022. Perfect for outdoor living, the home boasts a heated, screened-in pool with an expansive brick deck, ideal for entertaining or relaxing. A second lanai under truss, currently fitted with a hot tub, provides versatility—it could be enclosed to expand the master bedroom, create an additional bedroom, or serve as a bonus room. The possibilities are endless! For added security, the property includes an ADT alarm and camera system covering the home, workshop, and grounds. 972 SF commercial-grade WORKSHOP, built in 2023, is a dream space with 36’x27’ dimensions, closed-cell foam insulation, 20’ high walls provide room to add a second level for apartment or office. This versatile shop features multiple 110 outlets, 220 outlets, and three rolling doors: 12’x12’ front, 10’x10’ front center, and 10’x10’ rear. A 9,000 lb lift, air compressor, dryer system, and desiccant filtration system are available as negotiable inclusions. Priced to reflect some needed updates, this unique property offers a solid foundation with endless customization potential. Don’t miss this one-of-a-kind home and workshop combination—perfect for those who value privacy, space, and versatility.
Source: STELLAR #ok224635
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #ok224635
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #ok224635
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.