2904 Brighton Ave, Deltona, FL 32738
3 beds · 2 baths · 1,830 sqft sqft
Enjoy this beautiful home and benefit from lower energy costs with included solar panels for reduced electric bills! start saving $$ on day one. This beautifully designed 3-bedroom, 2-bathroom home offers both style and functionality. The primary bedroom serves as a peaceful retreat, complete with an en-suite bathroom, while the two additional bedrooms offer flexibility, perfect for family, guests, or a home office. The family room features soaring ceilings and new light fixtures, creating a bright and inviting space. The modern kitchen is a highlight, outfitted with stainless steel appliances, granite countertops, and a spacious breakfast bar, making it ideal for everyday meals and Perfect for entertaining. This home is also equipped with solar panels included in the sale and a comprehensive water purification system, including an additional filtration unit in the kitchen for enhanced water quality and convenience. Luxury vinyl flooring extends throughout the main living areas, the home includes a convenient laundry room and an epoxy-coated 2-car garage and screened lanai. With over 1,800 square feet of living space, the home is fully upgraded with LED lighting and features data cabling throughout the bedrooms and living room. Energy-efficient, double-paned windows with argon gas ensure a comfortable and eco-friendly living environment. The backyard, enclosed with a white vinyl fence, provides privacy and is perfect for pets or personal landscaping projects. Situated in a friendly neighborhood, Deltona offers a wide range of amenities, from beautiful parks and recreational programs to diverse dining and shopping options. The area is also home to top-rated schools, and for those who enjoy world-class entertainment, major theme parks like Universal Studios, SeaWorld, and Disney are just a short 40-50 minute drive away. This property is a great opportunity to become part of a vibrant community. This is a must see. Schedule your tour today.<div style="padding:56.25% 0 0 0;position:relative;"><iframe src="https://my.matterport.com/show/?m=3JEzZQ5XfXD&mls=1" frameborder="0" allow="autoplay; fullscreen" allowfullscreen style="position:absolute;top:0;left:0;width:100%;height:100%;"></iframe></div>
Source: STELLAR #o6241025
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6241025
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6241025
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.