29034 AXIS VW, Boerne, TX 78006
Welcome to 29034 Axis View, an exquisite Sitterle Home located in the highly sought-after Balcones Creek subdivision in Boerne, TX. This meticulously maintained residence, built in 2016, exudes sophistication and comfort with its open floor plan and an abundance of natural light. With 3 spacious bedrooms and 3 luxurious bathrooms, this home offers an ideal blend of functionality and style. Step inside to discover tile floors that enhance both the beauty and durability of the interiors. The superb kitchen is a chef's dream featuring double ovens a 5-gas burner cooktop. The gorgeous honed granite countertops and custom cabinets provide both aesthetic appeal and practical storage solutions. The kitchen seamlessly flows into the living area, ensuring that hosting gatherings or enjoying family meals is a delightful experience. The home includes three well-appointed bedrooms, each designed with comfort in mind. The master suite is a true retreat with its elegant fixtures and thoughtful design. The additional bedrooms are equally impressive, offering plenty of space and built-in features that enhance their charm. The 3 full bathrooms and 1 half bath are designed with modern finishes, ensuring a touch of luxury in every corner. Additional features include a roof and an A/C system that are the same age as the home, and a new hot water heater, providing peace of mind and energy efficiency. Moving to the exterior, the covered porch offers a perfect spot for relaxation, overlooking a pristine garden that provides a sense of peace and tranquility. The well-maintained landscaping complements the home's exterior, creating an inviting atmosphere for both residents and guests. The Homeowners Association (HOA) takes care of both the front and back lawn care, ensuring a low-maintenance lifestyle for homeowners. Situated in the Balcones Creek subdivision, this home boasts close proximity to IH-10, making commuting a breeze. Boerne's exemplary school district adds to the appeal, ensuring quality education for families. The neighborhood offers a variety of amenities that cater to a modern lifestyle, including pool, parks, walking trails, and recreational facilities. Boerne itself is known for its charming downtown area, which features a variety of restaurants, shopping venues, and entertainment options. The community atmosphere, combined with the convenience of nearby amenities, makes this location highly desirable for those seeking a balanced lifestyle. BIG PLUS: HOA MAINTAINS THE FRONT YARD AND BACKYARD YARD AND LANDSCAPING!!
You may be able to put down less than the total down payment amount of $80,014 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1794192