Limited time: Pay only $1,000 to assume a low rate mortgage when you sign a purchase contract between 12/11/24 and 1/10/25 *
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29034 Axis Vw, Boerne, TX 78006

3 beds · 4 baths · 2,480 sqft

Welcome to 29034 Axis View, an exquisite Sitterle Home located in the highly sought-after Balcones Creek subdivision in Boerne, TX. This meticulously maintained residence, built in 2016, exudes sophistication and comfort with its open floor plan and an abundance of natural light. With 3 spacious bedrooms and 3 luxurious bathrooms, this home offers an ideal blend of functionality and style. Step inside to discover tile floors that enhance both the beauty and durability of the interiors. The superb kitchen is a chef's dream featuring double ovens a 5-gas burner cooktop. The gorgeous honed granite countertops and custom cabinets provide both aesthetic appeal and practical storage solutions. The kitchen seamlessly flows into the living area, ensuring that hosting gatherings or enjoying family meals is a delightful experience. The home includes three well-appointed bedrooms, each designed with comfort in mind. The master suite is a true retreat with its elegant fixtures and thoughtful design. The additional bedrooms are equally impressive, offering plenty of space and built-in features that enhance their charm. The 3 full bathrooms and 1 half bath are designed with modern finishes, ensuring a touch of luxury in every corner. Additional features include a roof and an A/C system that are the same age as the home, and a new hot water heater, providing peace of mind and energy efficiency. Moving to the exterior, the covered porch offers a perfect spot for relaxation, overlooking a pristine garden that provides a sense of peace and tranquility. The well-maintained landscaping complements the home's exterior, creating an inviting atmosphere for both residents and guests. The Homeowners Association (HOA) takes care of both the front and back lawn care, ensuring a low-maintenance lifestyle for homeowners. Situated in the Balcones Creek subdivision, this home boasts close proximity to IH-10, making commuting a breeze. Boerne's exemplary school district adds to the appeal, ensuring quality education for families. The neighborhood offers a variety of amenities that cater to a modern lifestyle, including pool, parks, walking trails, and recreational facilities. Boerne itself is known for its charming downtown area, which features a variety of restaurants, shopping venues, and entertainment options. The community atmosphere, combined with the convenience of nearby amenities, makes this location highly desirable for those seeking a balanced lifestyle. BIG PLUS: HOA MAINTAINS THE FRONT YARD AND BACKYARD YARD AND LANDSCAPING!!

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

VA loan
Eligible for investors
Not a veteran? You may still be qualified to assume the mortgage.
Location
Details
Home
Size
2,480 sqft
Lot size
0.15 acres
Year built
2016
Type
Single Family Residence

Source: SABOR #1794192

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

expand content

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Nov 08, 2024 01:14 am
Listing agent: Dainelle Scott (210) 300-2744
Listing provided courtesy of: Keller Williams Boerne (830) 816-3500
Details provided by SABOR and may not match the public record.
MLS ID: #1794192
The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the San Antonio Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Everystate, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright © 2024 San Antonio Board of REALTORS®. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.