2903 Eva Clb, Acworth, GA 30101
5 beds · 4 baths · 3,710 sqft
Experience true luxury in the Hammond Plan by Waterford Homes, located in the sought-after subdivision of Beckett’s Walk in Acworth. This HOA community offers swim and tennis, just steps from your door, and is conveniently located near several great local parks, Lake Allatoona, I-75, 35 miles from downtown Atlanta, and the "back door" gateway to the Atlanta Airport. This spectacular 5-bedroom, 4-bath home is a true masterpiece, offering everything you could ever dream of, and elegant carriage style garage doors for 3 cars, as well as a level driveway. The low-maintenance brick, stone, and fiber cement siding exterior ensures a timeless, elegant look that will stand the test of time, along with a highly landscaped and lighted level yard affording the utmost in beauty and privacy. This home is packed with upgrades! The owner has poured meticulous attention to detail into every inch of this home, from the plantation shutters to the newly installed custom wood shelving in both the primary closet and kitchen pantry. You’ll fall in love with the exposed beams that frame the foyer, great room, and bonus room upstairs, along with the Shaw engineered hardwoods, and high ceilings, which add character and warmth to every corner. The primary bedroom suite features a tray ceiling, double vanity, separate shower, and free-standing tub, adding to the elegance and spaciousness of this private retreat…and just wait until you see the primary closet! The new custom wood shelving was designed to give you a place for everything! Prepare to be wowed by the chef-inspired kitchen featuring 42" cabinets, custom lighting, stainless steel appliances, and a dazzling Arabesque mosaic backsplash. The oversized island with a farmhouse sink and breakfast bar is the perfect spot to gather and entertain, while the giant walk-in pantry (with newly installed custom wood shelves) is a dream come true for anyone who loves to cook and organize. There’s a bedroom and full bath on the main floor, offering added flexibility and accessibility for guests. In addition to the bedrooms, there is also a formal office with French doors, bonus loft area, and mud room with convenient storage. Step outside to your private oasis with a covered patio, perfect for outdoor dining! This home doesn’t just look incredible—it’s also fully loaded with all the extras you’ve been looking for! The refrigerator, washer, dryer, outdoor grill, mini-fridge, and 6 person spa all convey the property, making this home truly a turn-key opportunity. Beautifully crafted, immaculately maintained, and thoughtfully upgraded—and now it’s ready for you to move in and start living your dream. Come and see...and live the lifestyle you deserve! Be sure to check out the VIRTUAL TOUR and photo captions for additional information, and let's schedule a personal tour to see your new home!
Source: FMLS #7529290
Financials
Source: FMLS #7529290
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.