29014 Gooseberry, San Antonio, TX 78260
4 beds · 3 baths · 2,517 sqft

Get a free consultation call with an expert in the mortgage assumption process.
The moment that you pull into the driveway you will immediately love the curb appeal of this gorgeous home. This beautiful home has an inviting front porch with a nice curb appeal. Once you enter the foyer, you will fall in love with all the luxury this home has to offer. The study room provides space for various occasions. This one story home shows like a brand new construction offering easy living in this 4 bedrooms, 3 full bathrooms 3 car garage that enhances convenience with plenty of storage options for vehicles and belongings, study room, and a flex room. The chef's dream kitchen is equipped with a spacious granite island work center that overlooks the family room with plenty of natural light; this open concept design allows for entertaining to be a breeze. Enjoy a gas cooktop with a built in stainless steel appliances. This home features high tray ceilings , a flex room that is a great space for a family or friends fun zone, private office/study, a formal dining room, water softener system and laundry Pro 2.0 system. The luxurious master suite offers a bay window. The backyard offers a covered patio that has plenty of room for entertainment and has the room for an amazing in-ground pool. Don't miss out on this opportunity to move into this gated community located in an amazing school district!
Source: SABOR #1846135
Source: SABOR #1846135
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
