VA loan
1 of 35
VA loan
$999,999 SIGNIN

Sign in to see required down payment for the 2.375% rate

2900 Pecan Springs Rd, Austin, TX 78723

3 beds · 3 baths · 2,209 sqft

At 2900 Pecan Springs Rd, you’re getting a house with personality—bold, inviting, and packed with thoughtful details that make everyday living feel just a little more special. Situated on a corner lot with towering trees, this 2,209-square-foot, 3-bedroom, 3-bathroom home is minutes from Mueller, UT, and downtown. The front facade makes a statement—clean lines, a sprawling lawn, and a sense that something cool is waiting inside. And it delivers. Step through the door, and natural light floods the space, highlighting bold colors that add vibrance throughout. The heart of the home is a free-flowing space where the kitchen, dining, and living areas seamlessly connect. The kitchen features updated appliances, quartz countertops, an island perfect for barstools, and custom cabinetry that blends function with style. But the real showstopper? Not just a living room, but a massive, fireplace-anchored space that offers direct access to the screened-in patio, perfect for entertaining or unwinding in comfort. All 3 bathrooms have been fully remodeled with modern designs, offering spa-like retreats throughout the home. The bedrooms are spacious and filled with natural light. The screened-in patio is a little escape from the ordinary—perfect for quiet mornings, stormy nights, and everything in between. The backyard is an open, versatile space—ideal for gardening, entertaining, or relaxing under mature trees. The 7x5 cedar aqua therapy tub that can be used both in the summer and winter. Living here means being close to everything that makes Austin, Austin.

Estimated
Seller's interest rate
2.375%
7%
Estimated
Monthly payment

$3,446
$4,888
You may also save up to $446,834 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,888 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
2.375%
Remaining term
25 yrs and 10 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,446
Principal & interest
$2,335
Mortgage insurance
-
Property taxes
$252
Home insurance
$858
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
2,209 sqft
Lot size
0.2726 acres
Year built
1957
Type
Single Family Residence
HOA dues
$0.00

Source: ACTRIS #8549872

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 23, 2025 12:27 am
Listing agent: Jeffrey Brown
Listing provided courtesy of: Compass RE Texas, LLC (512) 575-3644
Details provided by ACTRIS and may not match the public record.
MLS ID: #8549872
Based on information submitted to the MLS GRID as of Apr 23 2025 - 10:36. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.