2900 Pecan Springs Rd, Austin, TX 78723
3 beds · 3 baths · 2,209 sqft
At 2900 Pecan Springs Rd, you’re getting a house with personality—bold, inviting, and packed with thoughtful details that make everyday living feel just a little more special. Situated on a corner lot with towering trees, this 2,209-square-foot, 3-bedroom, 3-bathroom home is minutes from Mueller, UT, and downtown. The front facade makes a statement—clean lines, a sprawling lawn, and a sense that something cool is waiting inside. And it delivers. Step through the door, and natural light floods the space, highlighting bold colors that add vibrance throughout. The heart of the home is a free-flowing space where the kitchen, dining, and living areas seamlessly connect. The kitchen features updated appliances, quartz countertops, an island perfect for barstools, and custom cabinetry that blends function with style. But the real showstopper? Not just a living room, but a massive, fireplace-anchored space that offers direct access to the screened-in patio, perfect for entertaining or unwinding in comfort. All 3 bathrooms have been fully remodeled with modern designs, offering spa-like retreats throughout the home. The bedrooms are spacious and filled with natural light. The screened-in patio is a little escape from the ordinary—perfect for quiet mornings, stormy nights, and everything in between. The backyard is an open, versatile space—ideal for gardening, entertaining, or relaxing under mature trees. The 7x5 cedar aqua therapy tub that can be used both in the summer and winter. Living here means being close to everything that makes Austin, Austin.
Source: ACTRIS #8549872
Financials
Source: ACTRIS #8549872
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.