29 Thornhill Chase Cir, Ormond Beach, FL 32174
3 beds · 2 baths · 2,239 sqft
No Flooding or damage from Hurricane Milton or Helene, high and dry. Welcome to this stunning 3-bedroom, 2-bathroom home with a spacious 3-car garage, located in the exclusive community of Briargate at Hunters Ridge in Ormond Beach. This beautifully maintained home offers an inviting open floor plan, perfect for both relaxed living and entertaining. High ceilings and an abundance of natural light create a bright and airy atmosphere, accentuated by elegant tile flooring throughout the main living areas. The heart of the home is the well-appointed kitchen, featuring luxurious granite countertops, 42" wood cabinetry, and sleek stainless steel appliances. The kitchen seamlessly flows into the dining and living areas, providing a perfect space for family gatherings and casual dining. Retreat to the expansive master bedroom, complete with a cozy sitting area ideal for reading or relaxation, and a large walk-in closet offering ample storage. The en-suite master bathroom is designed for comfort and style, boasting a walk-in shower with a convenient sitting bench and a separate soaking tub for the ultimate relaxation. Two additional generously sized bedrooms provide flexibility for guests, family, or a home office. The secondary bathroom is thoughtfully designed with modern fixtures and ample counter space. Step outside to enjoy the peaceful surroundings and the lush, landscaped yard. The 3-car garage offers ample room for vehicles, storage, or a workshop area. As a resident of Hunters Ridge, you'll have access to a wide range of amenities, including a sparkling community pool, tennis courts, a welcoming clubhouse, and more. Enjoy the perfect blend of privacy and community living in this highly sought-after neighborhood, just a short drive from shopping, dining, and beautiful Ormond Beach. Don't miss this opportunity to make this exceptional property your new home! Schedule your private showing today and experience all that Briargate at Hunters Ridge has to offer. All information deemed accurate but can not be guaranteed.
Source: STELLAR #v4938416
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #v4938416
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4938416
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.