29 Gossamer Pl, Greenville, SC 29607
5 beds · - baths · sqft sqft
Step into a world where dreams become reality. This handsome, two-story haven, located on a cul-de-sac overhung by mature trees in the prestigious Preserve at Parkins Mill, offers roughly 3,200 square feet of thoughtfully designed living space - perfect for those who aspire to live life to the fullest. The heart of the home is a breathtaking open-concept living area, where the kitchen, dining, and living spaces seamlessly blend, creating an ideal setting for both entertaining and everyday living. The kitchen boasts sleek stainless-steel appliances (including new 2023 Bosch dishwasher and 2024 LG Smart Fridge), island with dining bar, breakfast nook, built-in Waterdrop(R) filtration system, crisp off-white cabinetry, subway-tiled backsplash, and gleaming granite countertops. Hardwood floors throughout main level, an open staircase with upper level “bridge”, and vaulted ceilings, add understated elegance. Large windows with transoms flood the space with natural light, creating an airy and inviting atmosphere. The luxurious, main level primary suite is complete with ensuite bathroom featuring a soaking tub and separate shower, and a walk-in closet with California Closets(R) system. Three further bedrooms and an additional two full- and one half-bathrooms provide ample space for family and guests, while a capacious 19x12 flex room with closet offers endless possibilities for customization as a home gym, office, craft room, play room, bunk room, or fifth bedroom. Cozy up to the marble gas fireplace in the living room on cooler evenings, or step outdoors to enjoy the fresh air and privacy of your own backyard oasis with its stone patios, pergolas, and oversized spa. Modern amenities, spacious living areas, low-maintenance upkeep, and fine finishes abound. All this, just 15 minutes’ drive from downtown Greenville, SC (with its plentitude of dining options, hospitals, GMU airport, etc.), in close proximity to thousands of acres of State Park, the Swamp Rabbit Trail, a short stroll to Gower Estate Park, and with easy access to Interstate 85, make this home more than just a place to live, but a lifestyle upgrade within the leafy enclave of a beautifully cosmopolitan city. Recent Updates Include: *New hardwood floors in Primary Bedroom (2021) *Encapsulated crawlspace with dehumidifier (2022) *New main floor HVAC system (2022) *New flagstone backyard patio and raised planting bed (2022) *New Bosch Dishwasher (2023) *New Waterdrop .01 Micron Water Filter (2023) *New Garden Shed (2023) *New tiled kitchen backsplash (2024) *New backyard privacy fence (2024) *New LG Smart Fridge (2024) *MasterSpas Clarity Balance 8 Hot Tub Conveys (2023) *NEST Indoor & Outdoor Security System & HVAC Thermostats (2) Convey (2021)
Source: GREENVILLESC #1539828
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1539828
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1539828
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.