29 Gossamer Pl, Greenville, SC 29607
5 beds · - baths · sqft sqft
VA assumable loan at 3.12%. Contact listing broker for details. Location! Minutes to downtown, the motor mile, highway 85 and GSP, hospitals, shopping, recreation, the Swamp Rabbit, yet tucked away in a family enclave of well maintained and pride of ownership homes. No flooding or other damage from Helene. This home is high and dry! This handsome, two-story haven, located on a cul-de-sac overhung by mature trees in the prestigious Preserve at Parkins Mill, offers roughly 3,200 square feet of thoughtfully designed living space. The heart of the home is an open-concept living area, where the kitchen, dining, and family room spaces seamlessly blend, creating an ideal setting for both entertaining and everyday living. The kitchen boasts sleek stainless-steel appliances (including new 2023 Bosch dishwasher and 2024 LG Smart Fridge), island with dining bar, breakfast nook, built-in Waterdrop(R) filtration system, crisp off-white cabinetry, newly installed subway-tiled backsplash, and attractive granite countertops. Hardwood floors throughout main level, an open staircase with upper level “bridge”, and vaulted ceilings, add understated elegance. Large windows with transoms flood the space with natural light, creating an airy and inviting atmosphere. The main level primary suite is complete with an ensuite bathroom featuring a soaking tub and separate shower, and a walk-in closet with California Closets(R) system. Three further bedrooms and an additional two full- and one half-bathrooms provide ample space for family and guests, while a capacious 19x12 flex room with closet offers endless possibilities for customization as a home gym, office, craft room, play room, bunk room, or fifth bedroom. Cozy up to the marble gas fireplace in the living room on cooler evenings, or step outdoors to enjoy the fresh air and privacy of your own backyard oasis with its stone patios, pergolas, and oversized spa. Modern amenities, spacious living areas, low-maintenance upkeep, and fine finishes abound. All this, just minutes’ drive from downtown Greenville, SC (with its plentitude of dining options, hospitals, GMU airport, etc.), in close proximity to thousands of acres of State Park, a short stroll to Gower Estate Park, make this home more than just a place to live, but a lifestyle upgrade within the leafy enclave of a beautifully cosmopolitan city. Recent Updates Include: *New hardwood floors in Primary Bedroom (2021) *Encapsulated crawlspace with dehumidifier (2022) *New main floor HVAC system (2022) *New flagstone backyard patio and raised planting bed (2022) *New Bosch Dishwasher (2023) *New Waterdrop .01 Micron Water Filter (2023) *New Garden Shed (2023) *New tiled kitchen backsplash (2024) *New backyard privacy fence (2024) *New LG Smart Fridge (2024) *MasterSpas Clarity Balance 8 Hot Tub Conveys (2023) *NEST Indoor & Outdoor Security System & HVAC Thermostats (2) Convey (2021)
Source: GREENVILLESC #1539828
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1539828
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1539828
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