29 Friendship Rd, Euharlee, GA 30145
4 beds · 4 baths · 2,410 sqft sqft
Price Reduced! Ranch over full basement in Shaw Woods. This beautiful 4 sided brick home sits on just under 1 acre, making it one of the largest lots in the neighborhood. The partially wooded lot boasts professional landscaping extending from the entrance to the fenced backyard. Your guests will enter into a welcoming foyer. The hall way leads to two large secondary bedrooms with floor to ceiling windows graced by custom blinds, a guest bathroom with shower/tub combo, and the Master Bedroom with en suite, walk in closet, and tray ceiling. The newly remodeled master bath features a luxurious claw foot soaking tub, separate shower, and double vanity. An open Living Room area with abundant natural light, warm and cozy fireplace, and tray ceiling connects to the dining room where you can host dinners or game nights. Recently updated, the kitchen features granite countertops, stone backsplash, white cabinets, breakfast bar, side by side refrigerator, flat cooktop range, range hood microwave, dishwasher, and breakfast area. A half bath is just off the kitchen. Across the hall is the laundry room that doubles as a pantry with plenty of storage. An inviting sunroom with exposed brick wall leads to the backyard. Enjoy grilling on the patio and taking in the beauty of nature that surrounds the home. Your lawn and gardening equipment will be easily accessible in the storage building. Two gates in the fence, one to the driveway and one to the side yard. A boat door gains you entrance to the basement workshop that includes a workbench and plenty of space for projects and storage. The full partially finished basement includes a bedroom with walk in closet, a bathroom with shower and linen closet, and four flex rooms that can be used for workout, crafts, entertainment, storage, etc. Located two doors from the neighborhood pool on Friendship Rd. This home has everything you need and more. Schedule an appointment today!
Source: GAMLS #10357139
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10357139
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10357139
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.