2899 Crossfield Dr, Green Cove Springs, FL 32043
4 beds · 3 baths · 2,358 sqft
Veterans - Assume this VA loan at 5.5%. Buy with Roam and save hundreds monthly. Stunning lake view home ready for new owner. Why wait to build, when you could be enjoying your dream home now. Come home to a stunning lake view while enjoying all the beauty and tranquility that nature has to offer right from your back yard. This magnificent 4 bedroom, 2.5 bathroom home not only offers majestic natural beauty but also embodies the comfort and convenience every family dreams of. The spacious open floor plan is designed with your family's lifestyle in mind, providing ample room for both relaxation and entertaining. Green Cove Springs is rapidly becoming one of the most sought-after locations for families, thanks to its excellent schools, thriving community atmosphere, and exciting growth. The area boasts a friendly, small-town feel while offering easy access to major highways, making commuting a breeze. You'll find a variety of restaurants, shopping plazas and recreational options and convenience. Community amenities include a sparkling swimming pool, fully equipped fitness center, and beautifully maintained parks, perfect for family outings and outdoor activities. Children will love the community playgrounds, and nature enthusiasts will appreciate the walking trails that meander through the scenic surroundings. 2899 Crossfield Dr. stands out not only for its prime location but also for its exceptional design and features. The front door has a upgraded storm door with screen feature to let all the natural light you want in. The gourmet kitchen comes complete with modern appliances and quartz countertops, truly a chef's delight, you'll have plenty of counter space, upgraded stainless steel appliances and a oversized island big enough to seat the entire family. The master suite is a true retreat, featuring a luxurious bathroom nicely appointed with upgraded fixtures, accent wall, custom vanity mirrors and a custom dream closet with built in shelving. The additional bedrooms are generously sized while still offering plenty of closet space and ample room for family members or guests. This truly amazing home also features a spacious second floor loft, perfect for family movie nights or that game room you've been wanting. A brand new gutter system, upgraded ceiling fans and a fully wrought iron fenced large backyard is awaiting you at 2899 Crossfield Dr. Nestled in the heart of the rapidly growing Green Cove Springs, 2899 Crossfield Dr. offers the perfect blend of modern comfort and serene natural beauty. This home is ideal for families seeking a delightful abode in an up-and-coming area with excellent schools and promising future prospects. Green Cove Springs is flourishing with new developments, making it a hotspot for families and professionals alike. The area boasts top-rated schools, ensuring that your children receive the best education available. With a friendly community spirit and a variety of local amenities, life in Green Cove Springs promises both convenience and quality. Living in 2899 Crossfield Dr. means you're part of a community that's poised for growth. New businesses, restaurants, and recreational facilities are continually emerging, ensuring that you have everything you need within a short distance. The location offers easy access to major highways, making commutes to nearby cities smooth and hassle-free. Don't just take our word for itfamilies who have moved to Green Cove Springs rave about the quality of life, the supportive community, and the excellent investment potential of their homes. If you're ready to embrace a lifestyle where comfort meets convenience and natural beauty, 2899 Crossfield Dr. is waiting for you. Schedule a private video meeting today to explore this incredible opportunity and take the first step toward making this house your new home.
Source: REALMLS #2044321
Interest rate and monthly payment estimated based on public records.
Source: REALMLS #2044321
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2044321
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