289 White Marsh Ln, Rotonda West, FL 33947
3 beds · 2 baths · 1,645 sqft
Don’t miss an extraordinary opportunity to own this immaculate three-bedroom, two-bathroom Rotonda West Home. From the minute you pull into the driveway, you can see the elaborate landscaping and attention to detail that went into this home. The inside of this 1645-square-foot split concept home features many upgrades and is move-in ready! The oversized 20x12 living room features tile flooring, a vaulted ceiling, a ceiling fan, recessed lighting, and a spectacular view of the pool and private yard. The kitchen features wood cabinets, tile flooring, a propane gas stove, a stainless-steel sink with a new disposal, a vaulted ceiling, an island with seating, granite countertops, modern lighting, and much more! The tiled formal dining offers plenty of space for a large table and pocket sliding glass doors. The additional 14x12 family room gives you plenty of extra space for entertaining and has sliding glass doors for easy access to the screened lanai/pool area. The oversized master suite features two walk-in closets with built-in shelving, a pocket sliding glass door, a tiled walk-in shower, a double sink vanity with granite top, updated water fixtures, and much more! On the opposite wing of this split-concept home are two 10x12 bedrooms and a second bathroom for guests. The second bathroom features an updated vanity, modern water fixtures, tile flooring, a tub/shower combination with rain head, and access to the pool. The inside utility room has built-in cabinets, a utility sink, tile flooring, an additional closet for storage, and washer/dryer hookups. The outside living space is truly spectacular and features a 30x11 under-roof lanai and an additional 30x20 screened-in area with a pebble-tec pool. The 20x20 garage features built-in custom cabinets with a workbench, electric garage door opener, garage door sliding screen, and plenty of space for vehicles, storage for your toys, paddle boards, kayaks, fishing tackle, and beach gear. Did I mention this home has a whole house backup generator hook up, two 120-gallon propane tanks for the kitchen stove/outside grill/generator, 2022 Standing seam metal roof, 2022 hot water tank, 2023 forcefield accordion hurricane shutters, 2020 Air Conditioning unit, 2022 Irrigation pump, Reolink security system, and much more? Make sure to look at the additional features list for the long list of upgrades! If you are looking for a move-in ready home with privacy, this is the home for you! The best part is that this property is not in a Flood zone and would not require flood insurance. Rotonda West is a fantastic area with deed restrictions and low HOA fees. The location is perfect! You will find parks, bike paths, a community center, walking trails, tennis courts, and numerous golf courses within a short distance. You will also be within minutes of the Gulf of Mexico beaches, boating, fishing, dining, shopping, and all types of outdoor activities…you name it, and it is close! Schedule a showing today because this lot won’t last long!
Source: STELLAR #d6139099
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #d6139099
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #d6139099
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