28847 Orange Berry Dr, Wesley Chapel, FL 33543
4 beds · 4 baths · 2,392 sqft
Get a free consultation call with an expert in the mortgage assumption process.
**SELLER OFFERING $5,000 INCENTIVE TOWARDS BUYER'S CLOSING COST** Welcome to your dream home, a magnificent Redwing Model by David Weekley Homes nestled in the sought-after Persimmon Park Community of Wiregrass Ranch, Wesley Chapel! This spacious 4-bedroom, 3.5-bath residence features an impressive array of upgrades totaling $48,000, including upgraded tile in the primary shower, a designer kitchen with elegant level 3 quartz countertops, 42" cabinets adorned with crown molding, and top-of-the-line stainless steel appliances, including a range hood and wall oven/microwave. Beautiful wood laminate flooring flows throughout the home, with tasteful tile in the bathrooms and striking 5 ¼” baseboards that add to the appeal. As you enter, you'll be greeted by soaring 20-foot ceilings and an abundance of natural light creating an open and airy feel. The open-concept second-floor loft/bonus room offers a perfect space for relaxation or entertainment, overlooking the inviting dining area below. The primary suite, conveniently located on the first floor, is a true retreat featuring a spacious shower bath, a dual sink vanity, and an expansive walk-in closet with direct access to the laundry room. Step outside to your beautifully landscaped yard, perfect for soaking up the Florida sun, and with plenty of space for a future pool. The entire property is fully fenced for privacy and security, and a double door gate provides additional access to the back alleyway, allowing for extra parking options. Persimmon Park boasts a range of amenities, including a community pool with a covered patio, a dog park, scenic walking trails, and a playground, making it ideal for families and outdoor enthusiasts alike. This prime Wesley Chapel location offers easy access to an array of dining, shopping, and entertainment options, including Wiregrass Mall, Tampa Premium Outlets, The Grove, Advent Health Center Ice, and highly-rated schools. In addition, you'll be just minutes away from essential healthcare facilities such as Advent Hospital, BayCare Hospital, and the upcoming Orlando Health. Plus, commuting is a breeze with east access to SR56 and I-75. Don’t miss out on the opportunity to make this beautiful home your own!
Source: STELLAR #TB8371016
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8371016
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.