2882 Suncoast Plains Dr, Odessa, FL 33556
3 beds · 3 baths · 1,758 sqft
END UNIT - ALL A-RATED SCHOOLS – FANTASIC COMMUNITY AMENITIES! These are just a few of the many things you'll love about this 2021-built townhome in South Branch Preserve, one of Odessa's sought-after communities, conveniently located to the Suncoast Parkway making it an easy 30 minute commute to Tampa, or 20 minutes to the airport. This is one of the larger model townhomes and had been meticulously maintained, so it feels brand new! The open concept kitchen and spacious living room are perfect for modern-day living, with large sliding doors opening to your covered back patio. The kitchen offers stainless steel appliances, ample cabinetry, large pantry with under-stairs storage, eat-in space on the large island, adjacent to your dining area. Upstairs you’ll find three bedrooms + a loft + upstairs laundry including the washer and dryer. The loft at the top of the stairs is perfect for a kids' play room, home office, or cozy movie room. The primary bedroom provides HIS & HER'S CLOSETS, a double-vanity in the bathroom with a separate shower/powder room. The two other bedrooms share a Jack-and-Jill bathroom. The Preserve offers two community pools, fitness center, basketball court, dog park, parks and playground and access to the 42-mile Suncoast Trail. LOW HOA FEE and NO flood insurance required! Additional features are a double driveway, one-car garage with overhead storage added, security system, ceiling fans and blinds added throughout, hurricane shutters. NO FLOODING OR STORM DAMAGE. Located just minutes to Publix, shops and restaurants – all you need is close by!
Source: STELLAR #TB8371303
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8371303
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.