2869 Maple Dr, Hemet, CA 92545
3 beds · 2 baths · 1,817 sqft
Welcome to Seven Hills – A Premier Senior Community! Discover the charm of this 3-bedroom, 2-bathroom home offering 1,817 square feet of comfortable and stylish living. Situated in the highly sought-after Seven Hills community, this home features an inviting open-concept floor plan, designed for effortless relaxation and entertaining. Step inside to a spacious living area filled with natural light, soaring ceilings, and large windows that create an airy and welcoming ambiance. The dining area boasts beautiful bay windows, a cozy window seat, and a welcoming fireplace, setting the perfect scene for both intimate meals and lively gatherings. Flowing seamlessly into the open kitchen, you'll find a convenient breakfast bar, ideal for casual dining or enjoying your morning coffee. The primary suite is a true retreat, offering a private en-suite bathroom with dual sinks and a walk-in shower. Plus, enjoy direct access to the back patio, where you can start your mornings with a cup of coffee and a peaceful view. Step outside to the covered patio, ideal for BBQs, outdoor dining, or simply unwinding in your private backyard oasis. Additional highlights include a two-car garage and a dedicated laundry room for added convenience. As a resident of Seven Hills, you’ll enjoy access to the community pool, perfect for cooling off on warm days, and you'll love being just minutes from a beautiful golf course—ideal for a relaxing round or socializing with friends. Located close to shopping, dining, and major highways, this home offers the perfect blend of comfort, convenience, and resort-style living. Don’t miss out—schedule your showing today!
Source: CRMLS #SW25031914
Financials
Source: Public records
Source: CRMLS #SW25031914
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.