28667 N Hundley Hts, San Tan Valley, AZ 85144
4 beds · 2 baths · sqft
If you're looking for that quintessential Equestrian Property, so you can have a few critters of your own, you've found it here in San Tan Valley. Situated on a 1.25 Acre Corner Lot, this property features a fully fenced rear yard, turnout area along with a Partially Walled 3 Stall Barn and a Storage Shed. This home also features 2 x 6 Construction. Right off the bat you'll notice the soaring vaulted ceilings and the Spacious Great Room with a wall of windows that bring in a ton of natural light. There is also gorgeous Wood Look Plank Tile throughout most of the main areas of the home and laminate where there isn't. The Kitchen is equipped with Stainless Steel Appliances and Beautiful Cherry Stained Cabinetry that of course has Dovetail construction - all doors and drawers are soft closing. There is plenty of prep space available on the granite counter tops and ample seating along the breakfast bar. The walk-in pantry has more than enough storage. Combine that with the Cabinets in the Laundry Room and you could easily store a years worth of dry and canned goods. The Primary Suite is VERY nicely sized, has Vaulted Ceilings and is split to the South Side of the home. The En-Suite Primary Bath has a large double sink vanity with those same beautiful cabinets and granite as the kitchen, soaker tub, a walk-in shower and walk-in closet. Bedrooms 2 and 3 are on the North Side of the home. Both are nicely sized with vaulted ceilings and share the 2nd Bath. The 4th Bedroom of this home is on the same side as the Primary Suite. It has a double door entry so works perfectly as a Flex Room. Use it as a Home Office, Workout Space, Hobby Room or simply as a bedroom with a closet. Need room for toys? This home has an oversized, deep 4 car garage... Outback you've got a HUGE covered patio that runs 2/3rds the length of the home to enjoy. And of course you've got everything needed to enjoy equestrian living or simply some goats and chickens You'll feel like you're in the middle of nowhere but you're actually just minutes to shopping restaurants and entertainment. Make sure to put this property on your must see list - you wouldn't want to miss out on this serene slice of San Tan Valley.
Source: ARMLS #6790894
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6790894
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6790894
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.